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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Great Bank account that does what it says on the tin

Great bank with an excellent online app that is easy and efficient. Reviewed on: 4th January 2019

great product

easy to access app. good rewards great customer service! Reviewed on: 2nd January 2019

A good value account

Santander provide good value banking and helpful service. Reviewed on: 2nd January 2019

Helpful Banking

I have found this account great for everyday banking, a debit card for everyday use, paying all my bills by direct debit, whilst earning cashback on the payments, small amounts, but all a saving, and peace of mind that all the bills are paid. Reviewed on: 2nd January 2019

Great current account interest rate

Santander 123 has consistently had a better interest rate with no risk and no locked in commitment compared to its competitors even though it has reduces its interest rate and increased its fee it is still in my opinion the most lucrative current account. Reviewed on: 1st January 2019

Helpful, informative and money saving!

I have a number of products with Santander and have found them to provide excellent service over the years. When the products you are on dont maximise your earnings they will meet with you to improve. The shop cash back is also an added bonus!! Reviewed on: 1st January 2019

The Best

I am very happy with their service and I highly reccomend to everyone. Reviewed on: 31st December 2018

Customer service is fantastic

We recently switched to Santander and have been really pleased with the customer service online and in branch. Reviewed on: 31st December 2018

Santander

Strictly average account, I'll be looking for a better one on the New Year Reviewed on: 31st December 2018

Cashback and Intrest

Receiving cash back and interest is a great benefit. You also get additional benefits such as higher interest rates on savings and discounts on travel and home insurance Reviewed on: 26th December 2018

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