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Santander: 123 Current Account (discontinued) reviews

View other Santander products
4.17
Based on 1,252 reviews, last reviewed 5th Sep 2025
40% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
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Tina
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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Pretty good

5
Quite like it though not as good as it used to be Reviewed on: 22nd November 2018
Rachel Van Krimpen's avatar
Rachel Van Krimpen

Great bank

5
Never had a problem with Santander every branch I've been to they have always been great and very helpful can't see anything that would make me even think of leaving them Reviewed on: 22nd November 2018
Jwg1234's avatar
Jwg1234

Fantastic account

5
Santander 123 Current account is a great product which allows me and my wife to make some decent cashback through monthly house bills: 1% on water rates and council tax (plus our mortgage as it is provided my Santander). 2% on utilities, and 3% on mobile bills, braodband and tv packages. On top of this, monthly interest is also paid in depending on the bank account balance. Top product, can't complain at all! Reviewed on: 22nd November 2018
jackwebster89's avatar
jackwebster89

Great product

5
I love Santander. Online banking is easy and I get cashback for my mortgage payments and bills plus interest on my balance Reviewed on: 22nd November 2018
Bev Cordle's avatar
Bev Cordle

ticks all the boxes

4
good, satisfactory product but useless customer service. Reviewed on: 22nd November 2018
Kimberley Ashe's avatar
Kimberley Ashe

ottimo

5
Eccezionale e servizio rapito e sicuro Reviewed on: 22nd November 2018
De Barba Graziella's avatar
De Barba Graziella

Easy to use and simple to transfer and setup

4
On transferring to Santander I was extremely pleased with the service provided and the smoothness of the transfer. The difference between Santander and RBS is night and day, especially with the online banking service and especially the interest rates provided. The only disappointing thing is that although the national rate of interest has gone up Santander have not repaid their customers original faith when joining and returned the interest rate to 3% as was originally advertised nor have they reduced the £5 per month fee back to £3 per month. Reviewed on: 22nd November 2018
WG's avatar
WG

Easy

5
Easy bank to be with, great customer service. Would recommend Reviewed on: 22nd November 2018
beckyvs1's avatar
beckyvs1

Excellent account

5
I love my 123 account. So easy to use and gives me money back from paying bills. I would and have recommended this account to everyone! Reviewed on: 22nd November 2018
Zam Xavier's avatar
Zam Xavier

Excellent account

5
I love my 123 account, really easy to use and gives me money back from paying bills. I would, and have recommended this account to everyone! Reviewed on: 22nd November 2018
Zam Xavier's avatar
Zam Xavier

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