Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,250 reviews, last reviewed 15th Jul 2025
83% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025
Jennifer S's avatar
Jennifer S

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 Current Account (discontinued) reviews (1250)

Amazing cashback offs whether you

5
Amazing cashback offers refreshing weekly, you can opt in or some of them are as standard, also you get exclusive rates and also cashback on standard bills!! Free money! Reviewed on: 19th November 2018

Great staff

5
The staff in Santander are always friendly and helpful, Santander always has a good choice of options of accounts Reviewed on: 18th November 2018

Super

5
Great in-bank help. Always there if you need help and offer advice to everyone. Never had an issue when ringing and get to speak to someone very quickly! Reviewed on: 17th November 2018

Excellent customer support

5
Excellent customer support and understanding of peoples needs in difficult times Reviewed on: 17th November 2018

123 always adds up

5
The 123 account gives money back when your set up direct debits are paid from your account. There is a £5 monthly charge but your account always earns more than this. It is very much a case of having something for nothing. Reviewed on: 17th November 2018

Does what it says on the tin

5
Great account, cashback on selected purchases. What's not to love Reviewed on: 15th November 2018

great current account

5
simple online banking, friendly staff in branches and easy to use! Reviewed on: 14th November 2018

Never had any problems

5
Been with Santander for around 10 years now and cant fault them Reviewed on: 12th November 2018

If it isn't broken don't fix it

5
I have had this account for a long time now - yes there may well be slightly better deals or tempting offers but I am so happy with the service that I don't want to change Reviewed on: 11th November 2018

Average

3
I find their current account average and their customer service poor Reviewed on: 11th November 2018

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Choice Current Account

    from Santander 4.16 from 17 reviews
    Santander
  • Saver

    from Santander 3.99 from 54 reviews
    Santander
    View all products