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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Awesome

Very helpful and understanding staff brilliant at helping issues quickly and efficiently Reviewed on: 26th November 2018

Great account, great benefits

The 123 Santander account is great for monthly income and disposal. It pays quite a good rate of interest for a current account and with the added benefits of cashback it makes sense to use it. I have had one without problem for years. Reviewed on: 26th November 2018

Good account which pays interest

Ideal for all as it can easily take care of ones direct debits and you get money back on them also. Reviewed on: 25th November 2018

Works well

We get the benefits, no messing about, filling in redemption forms. Simple and no hassle. Sorry, that is what I want. Reviewed on: 23rd November 2018

Great bank indeed

I've banked with Santander for over 10 years and they've been always very helpful despite my financial difficulties of the past. Recent updates to the android app made it very beneficial and useful. Reviewed on: 23rd November 2018

Pretty good

Quite like it though not as good as it used to be Reviewed on: 22nd November 2018

Great bank

Never had a problem with Santander every branch I've been to they have always been great and very helpful can't see anything that would make me even think of leaving them Reviewed on: 22nd November 2018

Fantastic account

Santander 123 Current account is a great product which allows me and my wife to make some decent cashback through monthly house bills: 1% on water rates and council tax (plus our mortgage as it is provided my Santander). 2% on utilities, and 3% on mobile bills, braodband and tv packages. On top of this, monthly interest is also paid in depending on the bank account balance. Top product, can't complain at all! Reviewed on: 22nd November 2018

Great product

I love Santander. Online banking is easy and I get cashback for my mortgage payments and bills plus interest on my balance Reviewed on: 22nd November 2018

ticks all the boxes

good, satisfactory product but useless customer service. Reviewed on: 22nd November 2018

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