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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,250 reviews, last reviewed 15th Jul 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025
Jennifer S's avatar
Jennifer S

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1250)

Excellent customer service

4
No matter what the query is, I have always found the staff at Santander to be incredibly helpful and patient. Reviewed on: 10th November 2018

123 account review

5
I have found the 123 account to be really positive. The ability to make money each month has been very helpful with getting cashback on my household bills, plus 1.5% on the balance. Reviewed on: 9th November 2018

Good and flexible bank account

5
Great bank account with a decent overdraft. Still has a branch nearby unlike most banks Reviewed on: 9th November 2018

Good rewards, but not as high interest as in the past

4
Good rewards and improved banking app, but not as high interest as in the past. Reviewed on: 8th November 2018

Great everyday account

5
Good for cashback on household bills and pays decent interest if you have a healthy balance. Overall, I think I've been better off keeping this account than getting new customer bonuses moving around to loads of different banks. Reviewed on: 8th November 2018

Great interest rate

5
This account has a great interest rate Reviewed on: 8th November 2018

easy to use

4
works well, without one having to think about it Reviewed on: 8th November 2018

No major issues

4
Friendly staff, usable website, (bit of a pain to log on could be looged by key logger) Reviewed on: 8th November 2018

Excellent account

5
Very Easy Account to use with great online services Reviewed on: 8th November 2018

Excellent Account

5
simple to use and lots of rewards Reviewed on: 8th November 2018

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