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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Been with for 20 years

Been with the bank for 20 years and have only had a few problems and they was sorted out there and then. Reviewed on: 7th February 2018

GREAT PRODUCT!

Excellent customer service at my local branch at Devizes in Wiltshire. Great to receive interest on a current account. Reviewed on: 6th February 2018

Great product

I started using this product a few years ago and despite that interest dropped in half and fee doubled since then...it's still the best on the market...recommended++ Reviewed on: 5th February 2018

Consistently great!

Never had any problems with this account, it's always consistently great. The overdraft is great and offers me flexibility with my money, without any hefty charges occurring. The online banking app is wonderful and makes my life very easy. Reviewed on: 5th February 2018

Amazing Products but even better service

The no.1 bank. I trust Santander and the service I receive is always excellent Reviewed on: 5th February 2018

Good rate of interest

I've had this current account for many years. Although the interest rate is not as good as when the account was first launched, I am still receiving a good rate of interest on my balance and it is paid monthly into my account. The online account and app is easy to use. Reviewed on: 5th February 2018

Mediocre account and bad service

Really annoying automated system when you call,puts me off ringing Reviewed on: 4th February 2018

How a Bank Should Be

I left Lloyds after being treated poorly and have never looked back. Reviewed on: 4th February 2018

Great way of getting more out of your money

While this account used to be a lot better with more interest and a lower monthly fee, it is still a good account to get an extra bit of cash when you have up to £20,000 in your account. Reviewed on: 4th February 2018

great product

Great if you want to earn interest on a large sum Reviewed on: 4th February 2018

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