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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.16 (1271 reviews)

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4.16

Based on 1,271 reviews, last reviewed 25th Mar 2026

900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

Mediocre account and bad service

Really annoying automated system when you call,puts me off ringing Reviewed on: 4th February 2018

How a Bank Should Be

I left Lloyds after being treated poorly and have never looked back. Reviewed on: 4th February 2018

Great way of getting more out of your money

While this account used to be a lot better with more interest and a lower monthly fee, it is still a good account to get an extra bit of cash when you have up to £20,000 in your account. Reviewed on: 4th February 2018

great product

Great if you want to earn interest on a large sum Reviewed on: 4th February 2018

Bank charges for thier own mistakes

Bank charge in error, then charged daily as the original charge took me over drawn on a new account. Tried to sort at a branch, but absolutely no ability in the branch to do anything. Awful, avoid Reviewed on: 4th February 2018

savings rate slashed

Offered a wonderful 3% interest on savings up to 20K then once customers moved their business to them slashed it to 1.5% Reviewed on: 3rd February 2018

Still pretty good

It was better with 3% interest but still not bad. Reviewed on: 3rd February 2018

Trouble free

Pretty straight forward, financial lucrative account. Good customer service experience Reviewed on: 3rd February 2018

Good product

Good interest rate and cashback, what more could you want Reviewed on: 2nd February 2018

Was excellent but now just okay

This was an excellent account, but increased fees and diminished interest payments have significantly reduced its value. Reviewed on: 31st January 2018

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