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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Local Branch easily accessable

Local Branch staff very helpful and 123 account pays interest and cashback Reviewed on: 12th January 2018

Helpful to customers

I am banking with Santander for over 20 years now. I recently set up an online banking account with the help of an employee as technology is not my thing. Many thanks! Reviewed on: 12th January 2018

Benefits for almost nothing

With what my expenditure is each month it has meant I am earning on my account without having to do anything, anything I have had queries on anything I have always had a decent answer, and most importantly, I feel my money is well protected. Anytime I spend somewhere I haven't gone to before I get texts alerting me and asking me to confirm it, and have had the log in process to my account made even more secure. I feel happy with the way Santander is working for me at the present moment in time. Reviewed on: 10th January 2018

great customer service

Any problem I've had has been dealt with quickly and efficiently. UK based customer service is helpful. Reviewed on: 8th January 2018

Excellent account for savings

Enjoy the interest and cashback. Though it isn't quite as good now with lower interest rate and higher fees, it is still unique product. Reviewed on: 8th January 2018

Bank account

Good perks and interest up to £20000 in your account Reviewed on: 7th January 2018

Good credit interest on current account

I've had an account here for about 10 years and the credit interest rate (although less than before) is still much better than I can get elsewhere on this sum of money. It pays to make these types of account work for you. Reviewed on: 4th January 2018

Great service

I couldn't ask for more from my bank, they open business hours even a saturday. There is counter service which other provider lack and there online banking is simple Reviewed on: 4th January 2018

Amazing!

Great bank account and rewards, love it! Reviewed on: 3rd January 2018

Wonderful Santander

Custom service is to be applauded as is their user friendly banking app! Reviewed on: 2nd January 2018

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