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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1247 reviews)

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4.17

Based on 1,247 reviews, last reviewed 18th Apr 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

Still worth having

Reliable and consistent Internet banking with reasonable interest rate and useful cash back on many suppliers. Reviewed on: 20th November 2017

Amazing Account

You make more on this current account than you would with a savings account. Reviewed on: 20th November 2017

Unethical charges

Authorised overdraft charges are extortionate and can build rather rapidly. Reviewed on: 19th November 2017

Great rewards!

Offers great rewards for having an account with them, including cashback and interest on checking account balance. Reviewed on: 15th November 2017

Great product

Good rate of interest paid and cashback paid on dd's and mortgage each month. Reviewed on: 15th November 2017

Disappointed

Kept in queue as staff have to sell product to customers not impressed Reviewed on: 13th November 2017

Current Account

Good bank account wish I had opened this when it first appeared Reviewed on: 11th November 2017

Great customer service

I have been with Santander for a few years now and use online, mobile and local branch for banking. They are all easy to use and habe excellent customer service. Reviewed on: 11th November 2017

123, The one account you CAN count on!

easy peasey just like 1,2,3. Such a good and rewarding account . So to sum it up " Beneficial " Reviewed on: 11th November 2017

Shame about the fee increase.

This was possibly the best current account out there when I first switched to it 2 years ago. Unfortunately, with increase in monthly fees earlier this year it isn't such a great deal as it was. But it's still pretty good as the interest paid on my modest balance and on bill payments via direct debit more than covers the monthly fee. No complaints with the service from Santander either. Reviewed on: 10th November 2017

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