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Santander: 123 Current Account (discontinued) reviews

View other Santander products
4.16
Based on 1,271 reviews, last reviewed 25th Mar 2026
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
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8%
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4%
See only 1 star reviews
6%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026
Robert Harvey's avatar
Robert Harvey

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
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robert j
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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

Earn a pound or two

4
We were recommended this product and have been happy with it overall. We have earned around £600 since opening (around 4 years ago) Reviewed on: 15th January 2018
Jo-Ann Taylor 's avatar
Jo-Ann Taylor

Interest rate as good as it gets for a current account

5
Always had great customer service, now the 123 account offers the best product on the market for a current account that 'gives back' Reviewed on: 14th January 2018
Lindsey Bradney's avatar
Lindsey Bradney

Great account for interest

5
Fantastic account for accumulating interest on your monthly standing orders and direct debits. Reviewed on: 14th January 2018
Simon Pope's avatar
Simon Pope

It WAS great, now I have to reveiw it

4
When I first opened a 123 Current Account it was like no other account out there, really innovative, and I was excited to have this account, now with the cut in the rate I'm not sure it is any better than any other current account which is pretty disappointing - I'm going to have to do some number crunching to see if its still worthwhile me sticking with this account Reviewed on: 14th January 2018
Anita Carrara's avatar
Anita Carrara

Local Branch easily accessable

5
Local Branch staff very helpful and 123 account pays interest and cashback Reviewed on: 12th January 2018
John Philipp's avatar
John Philipp

Helpful to customers

4
I am banking with Santander for over 20 years now. I recently set up an online banking account with the help of an employee as technology is not my thing. Many thanks! Reviewed on: 12th January 2018
Iliada's avatar
Iliada

Benefits for almost nothing

4
With what my expenditure is each month it has meant I am earning on my account without having to do anything, anything I have had queries on anything I have always had a decent answer, and most importantly, I feel my money is well protected. Anytime I spend somewhere I haven't gone to before I get texts alerting me and asking me to confirm it, and have had the log in process to my account made even more secure. I feel happy with the way Santander is working for me at the present moment in time. Reviewed on: 10th January 2018
hannahlw85's avatar
hannahlw85

great customer service

5
Any problem I've had has been dealt with quickly and efficiently. UK based customer service is helpful. Reviewed on: 8th January 2018
natasha douglas's avatar
natasha douglas

Excellent account for savings

5
Enjoy the interest and cashback. Though it isn't quite as good now with lower interest rate and higher fees, it is still unique product. Reviewed on: 8th January 2018
Ankit Grover's avatar
Ankit Grover

Bank account

4
Good perks and interest up to £20000 in your account Reviewed on: 7th January 2018
Anil Aggarwal's avatar
Anil Aggarwal

Review Santander: 123 Current Account (discontinued) now

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