Write a review

Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1247 reviews)

View other Santander products

4.17

Based on 1,247 reviews, last reviewed 18th Apr 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

Read all reviews Write a review

About this product

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1247)

I love this account

Had it for a few years now and I've earnt over £1200 in cashback from the offers they have. Really simple and with a low monthly fee, this has been the best account I've ever had. Reviewed on: 10th November 2017

Ok if you like a straighforward way of banking

Not a problem in contacting the bank. Easy on-line information and access to the accounts Reviewed on: 9th November 2017

spend and save

good service, rewards and interest rate Reviewed on: 9th November 2017

Easy way to earn cashback

Easy to set up account and earn money whilst saving and spending Reviewed on: 9th November 2017

lost the gloss

The interest went down, the fee went up, it's no longer the best Reviewed on: 8th November 2017

Good benefits providing you get more than £5 to offset the monthly fee

Great to get money for having certain debits which cancels out the £5 monthly fee. Would be a better account if monthly fee was reduced. Reviewed on: 8th November 2017

Good, friendly service at local branch but the 123 Santander is not as good as it used to be

I have had a Santander 123 account for a few years. I have always had good, friendly service at my local branch. However, I am considering a change of account as the interest rate has been lowered to 1.5% (previously 3%). With interest rates likely to rise this account is likely to become less competitive. Reviewed on: 8th November 2017

Easy to use and great returns

I have used Santander for years now, ever since they offered a fantastic new customer deal. I am impressed with the simplicity of their app and the ease at which I can transfer funds. I am also very pleased with the returns I have made on my money and will continue to be a loyal customer of theirs. Reviewed on: 8th November 2017

Easy Banking for Anyone

We switched to Santander back in 2015 when our current bank let us down. Everything from the paperwork to online banking has been effortless, I have signed up for alerts so they let me know if I'm getting low on funds without having to check in everyday Reviewed on: 8th November 2017

Good online services

Good online usability but useless on telephone for cust service Reviewed on: 8th November 2017

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

FlexDirect
from Nationwide 4.46 from 296 reviews
Current Account
from permanent tsb 1.92 from 15 reviews
Student Current Account
from Santander 3.73 from 7 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.16 from 17 reviews
Saver
from Santander 4.00 from 54 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub