Write a review

Go to business site

Standard Life: Pensions reviews

Name: Pensions
Rating: 2.73 (63 reviews)

View other Standard Life products

2.74

Based on 63 reviews, last reviewed 16th Apr 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

24%

11%

10%

50%

Latest highest rating:

5

Professional company Standard life has supported me up to the time I took my pension they are professional and supportive. Their website is easy to navigate. I can check m... Read more Reviewed on: 16th April 2026

Latest lowest rating:

2

What on earth has happened to Standard Life Chris Canham Write a review Reviews 3.6 949 total 5-star 43% 4-star 5% 3-star 3% 2-star 5% 1-star 44% Sort: Chris Canham 61 reviews R... Read more Reviewed on: 25th October 2024

Read all reviews Write a review

About this product

Standard Life pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider that you can trust and rely on is a must for many people. Take a look at our Standard Life pension reviews to find out what life at Standard Life is really like. If you hold this pension, we'd love you to write an honest review here too!

Review Standard Life: Pensions now

Help others make smarter decisions by sharing your own experience.

Write a review

Standard Life Pensions reviews (63)

Tried and Trusted

Standard Life have made a great job of managing my pension fund over the years, and as I chose ethical funds I know that my money is being used as a force for good. Reviewed on: 27th February 2021

Negative rating cannot be recorded which is what is deserved

Awful company and complete theft of my With Profits pension despite knowing of the Equitable Life problems years ago with similar funds. Also theft of my AVCs not in any contract to pay my GMP pension which was substantially under funded due to fat bonuses paid out to the senior management. Cannot and must not be trusted for any sensible financial mangement products. there are lots better elsewhere. Reviewed on: 25th July 2020

Awful

My father paid in £25000 into his standard life pension in 2005. Over the course of 15 years the pension fund actually lost money. They have since made it unnecessarily complicated to withdraw the funds. Keep your money in the bank. The brokers at standard life must be using fisher price trading platforms. Reviewed on: 22nd July 2020

Frustrating

Each time I have called to speak to a representative it takes forever to get through....how long is their lunch hour as according to their lame excuse it must go on most of the day...... Very frustrating! Reviewed on: 10th February 2020

Does what it says on the tin!

Fairly new to standard life pensions and I like their online functionality for viewing and managing my pension although I think it's a fairly unremarkable provider overall. Reviewed on: 9th February 2020

Reliable and good performance over the years

My pensions with Standard Life have performed at least as well as the market average over the years and the service I have received has always been excellent Reviewed on: 9th February 2020

Do t trust this company

Took growth by charging unreasonable fees. Did not follow instructions made when requested to pull out took almost 1 year. No growth over 5 years ..... Reviewed on: 8th January 2020

Easy to use

It is really easy to use their systems to get real time information on my pension. I can easily see investment growth as well as break down of contributions. The best bit is however, being able to update my details online by myself. Reviewed on: 15th April 2019

Poor returns and forced down an expensive route I don't want.

I stopped putting pension money into SL when I came to appreciate they set up individual polices for each and every contribution - 30 years gives you 30 separate plans that attract 'management fees'. As I approach retirement, the money I did put in has not grown much. Only one fifth of the growth I achieved through other schemes. Now I want to withdraw some money, I'm told the entire pension scheme will be folded - I thought you could withdraw 25% tax free and leave the rest in the Pension Plan - not so with Standard Life. They insist you buy into one of their other schemes. I just looked at the costs - Threadneedle charge 0.75% management fee - Standard Life Threadneedle attracts 2.25% management fees.......they cash in on you - worst investment I ever made. Reviewed on: 25th July 2018

Excellent long term performance

Long term performance is excellent and exceeded projections given when I took out the policy. Great communications and website. Reviewed on: 5th July 2017

Do you have a different Standard Life product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Pension
from Prosper 5.00 from 2 reviews
Pension
from Scottish Widows 1.15 from 67 reviews
Personal pension
from Moneybox app 4.95 from 248 reviews

Want to see more from Standard Life?

Investments
from Standard Life 5.00 from 3 reviews
Life Insurance
from Standard Life 4.68 from 5 reviews
Savings (ISAs)
from Standard Life 3.54 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub