Paid advertisement
Smart Money People Logo
Newsletter

Starling Bank: Current account reviews

4.87
Based on 27,464 reviews, last reviewed 26th Aug 2026
77% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app Great app and when my account wa hacked, I received my money back pretty quickly. Reviewed on: 26th August 2026
David T's avatar
David T

Latest lowest rating:

1

Avoid Starling Bank they don't let you use your own... Avoid Starling Bank they don't let you use your own money by stopping you transferring it between your own accounts and also returned a £20 direct deb... Read more Reviewed on: 21st August 2026
Mark T's avatar
Mark T

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Starling Bank Current account reviews (27464)

Review of the Starling Bank, Current account:

The bank of the times

5
I have had an account for a couple years and I have watched other banks fade away. When I joined Starling, I signed up through the application on my phone. It was very easy. I confirmed my identity online, with somethey help me via live chat. I can upload cheques to my account. When I am a little out of pocket, I find a few spare pennies that have been automatically saved for me with each purchase. Starling is progressive and targets the current age and that is wonderful. Older people seem to get left behind in the times. This encourages them to adapt and embrace them. It welcomes them into the new age. Reviewed on: 5th March 2021

Effortless everyday banking

5
Fantastic banking app; easy to categorise our spending and see where our money is going. User-friendly, fuss free approach to banking; and excellent communication especially through regular newsletter ‘the Murmur’. Reviewed on: 23rd January 2021

Recommended

5
Best account to manage effectively your finance Reviewed on: 23rd January 2021

Doesnt get any easier

5
Simple account to manage with the real bonus of no penalties when withdrawing cash abroad. Telephone service if needed is quick and easy. Great bank account. Thank you Reviewed on: 23rd January 2021

Banking at its Best!

5
Quite simply, Starling Bank is what all banks should be: simple to use/simple to save. Finding Starling was akin to designing my own bank - they make it so easy to keep track of your spending and to add/withdraw funds funds. Their spaces mean you can easily save, whether it be for a special item/occasion or just putting some money by, yet you can easily keep track of what you have, all in one place. As somebody who has used ‘traditional’ banks for years, Starling is a breath of fresh air and actually feels it is designed for the customer. I recommend to everybody - you will not be disappointed! Reviewed on: 23rd January 2021

WONDERFUL BANKING EXPERIENCE

5
I HAVE EXPERIENCED NEW INNOVATIONS TO MY BANKING EXPERIENCE. THE DELIVERY IS UNPARALLELED. Reviewed on: 23rd January 2021

Outstanding breath of fresh air

5
Every part of both mobile banking and the app provide a level of service so far above the conventional high street competitors that I only wish I’d switched considerably earlier Reviewed on: 23rd January 2021

Revolutionary

5
Never though having a mobile-only bank would be better but was easily proven wrong. Starling makes money saving a great incentive as well as putting money aside for investing. Hands down the best bank I have ever experienced. Reviewed on: 23rd January 2021

Best bank ever used with no problems and very easy to use app

5
I have been with other big banks but starling is the best experience and been using it for last more than a year and never have any problem, very easy to manage through app and never feel the missing of high street branch of the bank as every thing can b handled online easily. Reviewed on: 23rd January 2021

A revelation

5
I have been a customer for about 3 years. It's a different way of banking. I have contacted customer service a couple of times and they have been second to none. The account is great value when using abroad, there are no charges and you get the exchange rate that is current for that exact time. I highly recommend Reviewed on: 23rd January 2021

Brilliant all round bank

5
A brilliant app based bank. It's great for travelling (back in the old days) with no fee's, MasterCard rates and much higher withdrawal limits than competitors. It has saved me hundreds just on daily transactions whilst abroad. And that was all I used to use my Starling account for, but since TSB started closing banks everywhere, I made Starling my full time current account. The switch was painless. And now I use it daily. I love that everything is available in-app. And using the 'round up' function, which will round up each spend you make to the next £1 and put that in a separate account. You can set this to just round it up 1x, or in multiples. So it's a nice way of saving loose change without realising. I currently have it set at 5x. Which means if I get a McCoffee for £1.19, £4.05 will get added to my 'Loose change' space that I have set up. Brilliant. It also has the ability in-app to lock or unlock Ur card and many other features that I don't really use. I did cover a few more perks on my trust pilot review. But all in all, I couldn't be happier. I just hope they don't ruin it in the future by adding fee's or selling to a huge corporate bank, who will just sabotage all the goodness Starling have done. Reviewed on: 23rd January 2021

Do you have a different Starling Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Starling Bank?

    View all products