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Starling Bank: Current account reviews

4.87
Based on 27,464 reviews, last reviewed 26th Aug 2026
77% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app Great app and when my account wa hacked, I received my money back pretty quickly. Reviewed on: 26th August 2026
David T's avatar
David T

Latest lowest rating:

1

Avoid Starling Bank they don't let you use your own... Avoid Starling Bank they don't let you use your own money by stopping you transferring it between your own accounts and also returned a £20 direct deb... Read more Reviewed on: 21st August 2026
Mark T's avatar
Mark T

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Starling Bank Current account reviews (27464)

Review of the Starling Bank, Current account:

Good bank

5
Been with Monzo and Starling banks Starling stands out with fee free atm abroad , free cash deposit at post office, low overdraft fees and just feel better. Reviewed on: 7th February 2020

Excellent current account

4
Starling is very easy to use, and super fast in every respect. Having no branches, you obviously can't swap change for notes or vice versa or nip in for a banker's draft. However, that's to be expected from an online only account. There's no Web portal, which means if you lose your phone, you can't access your account, but they're working on that. There's already one for the business accounts. You can pay money in and take it out at post offices, just like with other banks. Unfortunately, it's not pos to pay cheques in directly, using your mobile phone. I feel that's something a mobile phone based current account should do, and that's why I've given one less star. Everything else is great. My favourite feature is the saving pots/envelopes (which they call "spaces"). These let you seperate money from your main balance. It's a really nice touch that if your main balance dips below zero, but it wouldn't be below zero if the money in your pots was still in your main balance, then Starling don't charge interest. But, if you've got a positive balance including your pots, then they do pay interest. It's the best of both worlds. They're fast, reliable, and flexible. I recommend them all the time. Reviewed on: 21st January 2020

first class

5
starling has helped me to start saving with its goals section Reviewed on: 21st January 2020

my favourite bank

5
Starling is one of the best online banking I have been using for nearly one year and i’m very happy with it, I would recommended to any one. 5 stars so far Reviewed on: 21st January 2020

There are not enough words

5
I love this bank because it operates in such a seamless manner and the customer needs are always paramount. More power to Starling Bank Reviewed on: 21st January 2020

Excellent bank

5
Using this as my primary account for the second year in a row. Reviewed on: 21st January 2020

Simple, secure, super intuitive

5
I'm sold on this bank and it's accounts. It's so easy, and as I work away from home a lot, its brilliant for us both to keep tabs on our finances wherever we are with such ease. Reviewed on: 21st January 2020

Love this bank

5
I love this bank so much I have persuaded my mum and my Nan to open accounts. They agree with me, it’s a great bank. Reviewed on: 21st January 2020

Great! easy to use and perfect for my needs!

5
very easy to use and very efficient. previously, i was doing all my finance management in a massive excel spreadsheet, which wasn't very practical, but now i can do most of it in app which is great!! 10/10 amazing Reviewed on: 21st January 2020

So easy to open and operate

5
From opening the account to loading my first funds, to getting the card and the ease of use and information, totally exceptional experience Reviewed on: 21st January 2020

Game Changer

5
Have been using Starling Bank whilst travelling through South America. It provides a truly fantastic app that allows me transfer money with ease. No fees when withdrawing from foreign ATMs is a huge bonus (provided that the foreign bank also does not charge). As soon as I get back to the UK I will be closing my Nationwide account and moving over to Starling in full. Reviewed on: 21st January 2020

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