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StepChange: Debt advice reviews

4.92
Based on 18,600 reviews, last reviewed 10th Jun 2026
186400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An amount was set that i could afford my debts and t... An amount was set that i could afford my debts and the interest stopped so everything I osid came off the debt. Took a while to clear but gave me peac... Read more Reviewed on: 10th June 2026
Sue m's avatar
Sue m

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18600)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

Stepchange helps

5
I needed support and stepchange as given me my confidence in my financial situation and helped me get back on my feet Reviewed on: 1st May 2024

The good people

5
Without stepchange I would not be where i am today.....debt free and my life has totally turned around.. These people put a stop to the pushy phone calls and the letters demanding money and they do not judge you on how much you owe. Thank you for being in my corner all through the years StepChange Reviewed on: 1st May 2024

Debts and me mental heath , was getting too much ste...

5
Debts and me mental heath , was getting too much step change have helped with controlling my debts and payments , still long way to go with my health but the help step change has provided helps me to try and move forward without the extra worry Reviewed on: 1st May 2024

Best thing I did

5
Treat you with respect not money-making they are a charity saved me many sleepless nights! Everything can be done online and managed the same way an absolute life saver don’t put it off get online or call now Reviewed on: 1st May 2024

brilliant

5
very helpful and easy to talk to, non judgemental and online is very easy Reviewed on: 1st May 2024

Feel in despair

5
My husband and I felt swamped in debt. We couldn't manage from month to month. Going through covid and then the coat of living crisis, we felt lost. Step change helped manage our finances and stopped the companies we owed, putting interest on, so we could pay off what we owed. We are now debt free. Thank you x Reviewed on: 1st May 2024

Stepchange helped me to see a way forward, I am now...

5
Stepchange helped me to see a way forward, I am now able to manage my money and very close to successfully paying my debts off. I am very grateful to Stepchange it is a much needed service. Thank you for letting me see a way forward out of debt. Reviewed on: 1st May 2024

Easy to deal with, every call is successful.

5
Easy to deal with, every call is successful. Would be better if they had an app and own assigned account manager Reviewed on: 1st May 2024

Everyone is easy to speak with and helpful .

5
Everyone is easy to speak with and helpful . Reviewed on: 1st May 2024

the best of the best

5
Great people with clear step by step action on how to best resolve your situation. Always go the extra mile and can accommodate for any life inconveniences / curves balls Reviewed on: 1st May 2024