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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18603 reviews)

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4.92

Based on 18,603 reviews, last reviewed 11th Jun 2026

186550% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get the help you need. I ended up in a very bad financial mess due to a bereavement and redundant due to Covid. I was very depressed when I contacted step change. After spea... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18603)

Review of the StepChange, Debt advice:

Great, helpfully service

Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

A real life-saver!

A real life-saver! A great professional and understanding team. Reviewed on: 1st May 2024

You are all amazing at step change you made my life...

You are all amazing at step change you made my life worth living. I have recommended you to so many people over the years I have never had to worry or deal with any of my creditors myself. THANK YOU ALL SO VERY MUCH. Reviewed on: 1st May 2024

Life changing support from Step Change

Step Change have been amazing in providing a service that really does help you get out of a spiralling debt cycle. With their online forms easy to complete and their calculations, which determine an affordable pay back personal monthly plan, I am dramatically reducing my debt each year. I would highly recommend Step change as there are no hidden fees, what you pay goes all towards your debts. Thank you step change, my financial future is much brighter now. Reviewed on: 1st May 2024

Stepchange helps

I needed support and stepchange as given me my confidence in my financial situation and helped me get back on my feet Reviewed on: 1st May 2024

The good people

Without stepchange I would not be where i am today.....debt free and my life has totally turned around.. These people put a stop to the pushy phone calls and the letters demanding money and they do not judge you on how much you owe. Thank you for being in my corner all through the years StepChange Reviewed on: 1st May 2024

Debts and me mental heath , was getting too much ste...

Debts and me mental heath , was getting too much step change have helped with controlling my debts and payments , still long way to go with my health but the help step change has provided helps me to try and move forward without the extra worry Reviewed on: 1st May 2024

Best thing I did

Treat you with respect not money-making they are a charity saved me many sleepless nights! Everything can be done online and managed the same way an absolute life saver don’t put it off get online or call now Reviewed on: 1st May 2024

brilliant

very helpful and easy to talk to, non judgemental and online is very easy Reviewed on: 1st May 2024

Feel in despair

My husband and I felt swamped in debt. We couldn't manage from month to month. Going through covid and then the coat of living crisis, we felt lost. Step change helped manage our finances and stopped the companies we owed, putting interest on, so we could pay off what we owed. We are now debt free. Thank you x Reviewed on: 1st May 2024

Stepchange helped me to see a way forward, I am now...

Stepchange helped me to see a way forward, I am now able to manage my money and very close to successfully paying my debts off. I am very grateful to Stepchange it is a much needed service. Thank you for letting me see a way forward out of debt. Reviewed on: 1st May 2024

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