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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Maximum stars and above!

Three years ago this team gave me back the control of my life because of the debts.Just only the best words about them, absolutely profesional and free,no charge for their work.I want to say a huge thank you because you exists. Reviewed on: 1st May 2024

Friendly, helpful, considerate and understanding staff

Friendly, helpful, considerate and understanding staff Reviewed on: 1st May 2024

Step change took all worries away.

Step change took all worries away. Felt with our creditors Reviewed on: 1st May 2024

So quick and easy to set up.

So quick and easy to set up. They are helpful without any hassle. I wished I asked for help from Stepchange sooner. Reviewed on: 1st May 2024

Can not fault staff always very helpful

Can not fault staff always very helpful Reviewed on: 1st May 2024

non judgemental sorted me out cured my depression ga...

non judgemental sorted me out cured my depression gave me peace of mind sleepness nights disappeared did som e great deals with my many creditors what a gift of giving me my life back Reviewed on: 1st May 2024

Advisors were compassionate, understanding and helpful.

Advisors were compassionate, understanding and helpful. I was at the end of my tether and I am truly grateful for the support and expert advice I received. Reviewed on: 1st May 2024

Made me feel like I wasn't being judged

I was very upset and anxious due to my situation I found myself In because of the current climate and financial pressures x the agent who called me was very respectful and made me feel safe and not judged x Reviewed on: 1st May 2024

Super helpful

They were really helpful with helping me sort my debt and get a plan in place. Thanks to step change and there help I will be debt free next year!! Reviewed on: 1st May 2024

stepchange helped me take control of my debt

When i contacted stepchange i was at rock bottom. I didn’t answer the phone or open letters. I lived in fear of how bad my debt had got. I initially went online and completed the information and having done that i spoke to people from stepchange. I was never spoken down to or made to feel embarrassed. It was always a positive experience. Im not debt free but I'm able to make manageable payments and know that it will be paid off Reviewed on: 1st May 2024

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