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StepChange: Debt advice reviews

4.92
Based on 16,834 reviews, last reviewed 21st May 2026
101900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Friendly helpful and sympathetic. Friendly helpful and sympathetic. Without their help and advice I'd have committed suicide. As my life progresses they are always there to help and of... Read more Reviewed on: 21st May 2026
TFTSG's avatar
TFTSG

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16834)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

expert team and great advice

5
I have had a debt management plan for 14 years following disability and running up large debts,the staff were very understanding and the advice given was to the point and easy to understand. I have had no issues in all that time with the companies I owe money to because Stepchange dealt with them for me.Amazing staff easy to talk to and would recommend to anyone. Reviewed on: 21st June 2023

The 1st step to gaining control

5
I have always been terrible with money but they have been great in helping me organise payments etc to my creditors . No judging me just solid reliable advice. Its the 1st step in getting control of your life again. Reviewed on: 19th June 2023

Excellent

5
I have been with Step Change a few years now and they have helped me tremendously. I can't thank them enough. They took care of everything for me and are always approachable and understanding. There is no judgement and they have heard all before. I felt extremely comfortable discussing my money issues, debts etc with them and we found a solution which was acceptable to myself and my creditors. A HUGE weight off my mind and can see my balance reducing all the time. Reviewed on: 19th June 2023

Great help!

5
I couldn't recommend stepchange enough! From start to finish stepchange has made it simple and easy to receive help and taken a great load off of my shoulders. The online system is really easy to use and the call advisers are always great help. Reviewed on: 18th June 2023

Much needed help

5
I was in so much dept and struggling to pay everything, I contacted stepchange and they put me on the right plan I have 6 months left on my dept now and the money I was paying to them will no go into a savings account so I don't get in this position again. They ate a breath of fresh air... Reviewed on: 18th June 2023

Help when its needed

5
Having arranged a DMP I have had little problems since it started and what queries I have had have been solved instantly. Its good to know they have your back. Thank you Step Change Reviewed on: 14th June 2023

Discreet and professional

5
Simple process and respectful of your financial position. It has taken a huge weight off of my mind where creditor’s would not help me. Thank you Reviewed on: 13th June 2023

What a relief

5
A set of angels, anxiety busters, and general all round wonderful service. My life has changed since I spoke to Step Change. It was a huge step I took, ringing them, but the change was even bigger. Reviewed on: 13th June 2023

A weight lifted

5
I'd never heard of the charity StepChange until I broke down and told a friend I was struggling financially and got my self into debt. Was then she told me about StepChange. I called them up and they listened, the lady showed me empthathy and out me on the right track. To this I am very grateful. Highly recommended. Thank you. Reviewed on: 13th June 2023

FABULOUS!

5
Step Change were absolutely brilliant in the advice they provided. Reviewed on: 9th June 2023