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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16804 reviews)

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4.95

Based on 16,804 reviews, last reviewed 18th May 2026

100450% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step change are fantastic and very understanding. Step change are fantastic and very understanding. I would recommend anyone with financial troubles to contact them Reviewed on: 18th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16804)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

How to deal with unexpected debt

This company have the edge on dealing with debt that comes out of the blue, in fact debt of any kind is explored in detail, and the options that surround your particular circumstances, how to proceed in a certain situation is explained in detail. Reviewed on: 13th August 2022

Amazing

Very helpful and go the extra mile to make sure you understand your options.. Reviewed on: 12th August 2022

SAVED MY LIFE

I was desperate, my first time in debt and this company changed my life. I am no longer worried or anxious which has helped my many health conditions. Really deserve this award for the help they give to many people Reviewed on: 12th August 2022

Help my Debt through nearly ten years with change life.

My experience with Step Change is get a tailored action plan to help me tackle debt- use the service free online today. Free advice and practical solutions to help get my finances. Reviewed on: 12th August 2022

Able to breathe again

I suffer from bipolar so my debt was occurred due to this.it spiralled out of control. It got so bleak that I didn’t know where to turn . I heard about stepchange from one of my creditors and that one phone call changed my life . I can’t thank them enough for everything they have done to set the ball in motion , setting up affordable realistic payment plans where I have more than £10 a week for essential things like bills & food . The best part is they are friendly , non judgmental and at the end of the phone whenever you need them . They truly saved me . Reviewed on: 12th August 2022

Free, non-judgemental help and support

StepChange provide free, non-judgemental help - they have been my saviours. I don’t know what I would have done without them. Reviewed on: 12th August 2022

Brilliant! They have helped me sleep well again at night instead of laying awake worrying!

So pleased I found stepchange, I’m so much happier now, less anxious and relieved that my debts are going in the right direction…. Reducing!! Brilliant in every wsy Reviewed on: 12th August 2022

Step change is a life saver

Contacted step change when I had lots of debt and arrears to pay. They helped me in budgeting my finances and also sign post me to further support. Reviewed on: 12th August 2022

Life changing

The people at Stepchange are extremely helpful and respectful in what was a horrible time for me last year. I had spent months worrying and struggling with my debt I couldn’t see a way out. Someone told me about Stepchange. I had to pluck up courage to ring so happy I did. They helped with my debt and I’m paying it back at a rate I can afford. It really has changed my life and I can’t recommend them enough. Reviewed on: 12th August 2022

Life line

As my title says step change has been a life saver took all that worry away I know I won't be debt free for a few years but he ho I know it is getting paid and they is someone there if I ever problem.I would just like to say thank you Reviewed on: 12th August 2022

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