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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Great service

5
I have been using step change now for over a year and it takes the stress off me the fact they sort and send the payment to all the creditors. Reviewed on: 1st May 2024

A massive help.

5
A massive help. I suffer from epilepsy so not good with memory. So set a direct debt amount up and they sorted the rest. Reviewed on: 1st May 2024

The company were very professional very helpful, put...

5
The company were very professional very helpful, put us at ease all the way through the process and explained everything to us and I would recommend them fantastic service Reviewed on: 1st May 2024

Fantastic support, great ears, super understanding

5
Fantastic support, great ears, super understanding Reviewed on: 1st May 2024

Fantastic service from start to finish made my unte...

5
Fantastic service from start to finish made my untenable situation solvable and I am now debt free! my only critic icons are around the administration side of things and that relatively simple requests need chasing to make sure that they are actioned. Reviewed on: 1st May 2024

Stepchange are there for you just reach out

5
Following the death of my husband you helped me to sort out finances and your there whenever I need help Reviewed on: 1st May 2024

Extremely helpful & easy to talk to explained all op...

5
Extremely helpful & easy to talk to explained all options for me in a positive friendly manner. Helped me get my life back on track Reviewed on: 1st May 2024

Helped me when the prices of bills went stupid.

5
Helped me when the prices of bills went stupid. And removed all the tress and anxiety of how I was going to clear my debts Reviewed on: 1st May 2024

Let Stepchange help you take control!

5
After everything spiralled out of control in 2019 and I realised I could no longer meet all my repayments I reached out to Stepchange. They put a debt management plan in place for me, it was easy to set up. They are really helpful and managing everything online is also so easy. I now have 3 more payments left and I truly couldn’t have done it without them. It took all the worry away. If you are worrying about debt, reach out to them, in a couple of years you will thank yourself! Reviewed on: 1st May 2024

Lifted a great weight off my shoulders

5
Lifted a great weight off my shoulders Reviewed on: 1st May 2024