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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16831 reviews)

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4.92

Based on 16,831 reviews, last reviewed 20th May 2026

101750% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

I was getting into a large spiral of debt driven by credit cards. It was hard to pick up the phone but once these guys worked through the problem with me. Took a lot of stress off

Also helpful and very responsive. Reviewed on: 28th July 2022

Absolute life savers

I approached StepChange when overwhelmed with debt, not knowing how to manage it and the stress that came with it. At no point during the setup process did I feel chastised or made to feel bad for my debt, which in itself was such a relief. I’ve been with them now for 2 years and I’m nearly at the point of clearing off my debt, the thought of which brings me hope and excitement that I never would have dreamed of having before. Reviewed on: 28th July 2022

Outstanding

Our life was spun upside down when my Husband owned up to his gambling disorder in 2018. We were close to losing our house! But Stepchange were there for us, every step of the way! They helped us budget our money along with communicating with all our creditors - this took all the stress and anxiety away from us. Thank you, Stepchange. You have changed our lives! Reviewed on: 28th July 2022

Supportive, understanding and helpful

Everytime I ring up to discuss my worries about my finances, I feel supported listened to and I know the advice they give me is relevant and accurate. Reviewed on: 28th July 2022

Light at end of the tunnel

StepChange have helped me to begin getting my life back on track. The people I have spoken to/with in relation to setting up a debt management plan were incredibly helpful and reassuring. I'm now making progress without a worry to becoming debt free again. Reviewed on: 28th July 2022

Friendly, efficient, non-judgemental.

Excellent, quick, professional service. Understood my situation immediately,made the right recommendation, completed the process quickly and easily. Reviewed on: 28th July 2022

Step Change Compassionate and Helpful

The Step Change Charity do a fantastic job in supporting those most in need. Their help and guidance during my debt problems has been exceptional. I appreciate all the support I have been given over the last 2 years. Reviewed on: 28th July 2022

Good People

I found them very helpful and kind people Reviewed on: 28th July 2022

Best decision I ever made

The non-judgmental way in which the staff dealt with my enquiry and the help they gave me meant that a weight was lifted off my shoulders straight away. I no longer worry about receiving letters from debtors and know that my monthly payments are fair and affordable. Reviewed on: 28th July 2022

Life Savers

A health condition forced my work hours to drop, I had debt which was about to get out of control, I was helped to budget and satisfy my creditors, I feel in control of my life again. Reviewed on: 28th July 2022

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