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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18656 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18656)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Staff are caring and go out of their way to help you...

Staff are caring and go out of their way to help you feel like you are not on your own. Reviewed on: 1st May 2024

Great to work with and very helpful.

Great to work with and very helpful. Reviewed on: 1st May 2024

A lifesaver when drowning in debt

I've used Stepchange for many years after falling Into debt, and from day one they gave me excellent support and advice and with their help I was and am able to deal with my debts ethically without being overwhelmed or pressured. Reviewed on: 1st May 2024

Our worries eased...

We had lots of debt which we couldn’t pay due to redundancy and were so worried. Someone told us about Step Change an they helped us and we're ever so grateful. Reviewed on: 1st May 2024

I was really struggling and they have been brilliant...

I was really struggling and they have been brilliant, higher recommended Reviewed on: 1st May 2024

Calling Step Change changed my life.

Calling Step Change changed my life. The help they gave me was crucial and now 4 years on I can look at things completely differently Reviewed on: 1st May 2024

Really helpful, relived all the stress

Really helpful, relived all the stress Reviewed on: 1st May 2024

Don't be afraid to get in touch they do help you!

I ended up in debt after my husband suddenly died without life insurance. I found myself with half my income but still all my debts, I was beside myself I was looking at the prospect of losing my home. I got in touch with citizens advice who put me in touch with Step Change they were brilliant . They in turn got in touch with my creditors and arranged a payment plan. It's been a long hard road but made so much easier with the help of Step Change. Reviewed on: 1st May 2024

StepChange have literally changed my life and I can...

StepChange have literally changed my life and I can sleep at night. I am half way through my DMP and everyone I have spoken to at StepChange have been so kind, helpful and knowledgeable I cannot rate and recommend them highly enough. Thank you for what you do, and for what you have done for me. Reviewed on: 1st May 2024

Step change is best option for during my difficultie...

Step change is best option for during my difficulties and gave me a excellent support the staffs were well trained and supportive Reviewed on: 1st May 2024

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