Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16835 reviews)

View other StepChange products

4.92

Based on 16,835 reviews, last reviewed 21st May 2026

101950% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Help when you need it most.

If you have debt problems Stepchsnge are the people to help you out and they are recognised by most lenders. Reviewed on: 4th September 2021

Life Saver

I wouldn't of known where to turn without StepChange! It's free, extremely helpful and trustworthy. Thankyou! Reviewed on: 4th September 2021

Helpful, kind, efficient.

I turned to Stepchange when I was diagnosed with metastatic cancer and could no longer work. My income was hugely cut and I could no longer keep up with card payments etc. They were incredible, kind, understanding and within a few weeks they had set up a DMP for me which I’ve managed to stick to for four years. I’m regularly updated with how much money I still owe and receive advice on financial matters. I wouldn’t hesitate to recommend Stepchange to anyone in debt. Reviewed on: 4th September 2021

Sympathetic and encouraging

I was not made to feel a failure or incompetent at any time. They were patient and understanding of my situation. Advice given freely and very helpful. Reviewed on: 4th September 2021

Step change

Very good company, highly recommended Reviewed on: 4th September 2021

Helpful staff

Stepchange we’re brilliant. Totally compassionate, and helpful. Reviewed on: 4th September 2021

Excellent Company

They helped me tremendously and I am now debt free. Reviewed on: 4th September 2021

Genuine help with managing your debts.

I’ve nearly come to the end of my repayment plan with Stepchange, that’s brilliant because I never thought that would happen. That’s a big achievement for me. Stepchange don’t judge you. They’re are there to help you.. Reviewed on: 4th September 2021

Made my life more comfortable

When my husband died I was mentally at my lowest. With credit cards in my name which we used for holidays and for the house. Step Change helped me with the debt which I can afford now with their help. Thank you Step Change. Reviewed on: 4th September 2021

Pulled from the brink!

I was worried sick, my debt situation was negatively impacting on all aspects of my life. I couldn’t see anyway out…then thank goodness I heard about Stepchange and they pulled me out of the mire! Helpful, supportive, informative and non-judgmental! I can’t thank this service enough and have recommended it to friends! Reviewed on: 4th September 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from CCI Credit Management 3.99 from 1 reviews
Debt advice
from Business Debtline 0.00 from 0 reviews
Debt Solutions
from MoneyPlus 4.10 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub