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StepChange: Debt advice reviews

4.92
Based on 16,835 reviews, last reviewed 21st May 2026
101950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026
Jayne Marriott's avatar
Jayne Marriott

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Take away my money worries

5
Step change have made a huge difference to my life, when I was receiving threatening letters and phone calls from creditors I was considering taking my own life, it was the only way I could see to get out of the mess my ex husband had left me in. Step change dealt with all the creditors, worked out a monthly budget I could afford and it felt like a huge weight had been lifted. I used to avoid the phone ringing and dread the post arriving but now I feel confident that one day this debt will have been paid. Reviewed on: 4th September 2021

Fantastic support

5
Fantastic support throughout. Excellent advise and always able to help Reviewed on: 4th September 2021

Very helpful and take the stress away

5
They have been very helpful for the past few years and it keeps my financial debt stress away. I'm closer to being debt free. Reviewed on: 4th September 2021

Best support and guidance

5
Excellent service and support. I was completely lost and had no idea how to navigate being in debt. stepchange not only supported me but help me finally plan and pay my way out of debt and into financial freedom Reviewed on: 4th September 2021

Recommended

5
After a stressful period of time whereby my finance became unmanageable due to cut in pay at work and separation from partner , StepChange have been extremely helpful and reassuring getting me through an extremely trying time Reviewed on: 4th September 2021

Life saving

5
I had a school friend who got into debt over his head back in the early 90s and sadly took his life leaving behind a young family. Things can seem pretty hopeless and dark when this happens to you out of the blue. Know that StepChange is there to give you a helping hand and that helping hand saves lives. Reviewed on: 4th September 2021

So understanding and really helpful

5
I am repaying back a lot of creditors through step change. They are great, worked everything out for me, went through all my debts, I am now on my way to paying them back at a rate I can afford Reviewed on: 4th September 2021

They changed my life

5
I was i big troubles because of my decisions, they helped me to fix my mistakes Reviewed on: 4th September 2021

Excellent service help with the stress of debt

5
Step change help take pressure off your debts and understand your requirements Reviewed on: 4th September 2021

Truly Helpful

5
I had hit an all time low in debt. StepChange helped me understand my problem without making me feel embarrassed by what I had done. I am nearly finished and if anyone was in the same position as I found myself I would definitely tell them to speak to StepChange. Reviewed on: 4th September 2021

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