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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Great customer service they resolve every issue with...

Great customer service they resolve every issue without the stress of contacting the debt companies yourself life changing service I highly recommend to anyone in debt needing help Reviewed on: 1st May 2024

Great service and company

Stephanie have helped me enormously with my debts I highly recommend this company if you are struggling with debt Reviewed on: 1st May 2024

Excellent service and support

They have supported me to consider my options, from first contacting them to now they have been really helpful and supportive particularly when discussing financial difficulties Reviewed on: 1st May 2024

StepChange have been excellent.

StepChange have been excellent. They have been efficient and helpful and have taken away from me the acute stress of having to deal directly with creditors. Reviewed on: 1st May 2024

Great Help

Very helpful & friendly service which made me feel like there is a solution to my debt problems & allow me to sleep at night. Reviewed on: 1st May 2024

Always helpful and very knowledgeable

Always helpful and very knowledgeable Reviewed on: 1st May 2024

As a older lady who managed to get into dept due to...

As a older lady who managed to get into dept due to unforeseen circumstances Step Change has put my mind as ease,they talked me though the process,slowly, allowing me to check with what they were advising me each time so I didn’t panic so they have been brilliant Reviewed on: 1st May 2024

Good communication with Staff and Online

When my debt management plan initially started, they were extremely helpful on the phone in guiding me through what to do. Now I'm well into it and almost finished I do everything online and it works well Reviewed on: 1st May 2024

Great help

Took a weight off my mind and really helped me out Reviewed on: 1st May 2024

I felt that I was drowning.

I felt that I was drowning. Losing my family. Now I have it all back Reviewed on: 1st May 2024

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