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StepChange: Debt advice reviews

4.92
Based on 18,645 reviews, last reviewed 24th Jun 2026
188450% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step Change get my life back on track. Step Change get my life back on track. Step Change worked out what i can afford. Very grateful for all the support and the advises from the advisors a... Read more Reviewed on: 24th June 2026
Mel C's avatar
Mel C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Excellent help when needed

5
Good communication very helpful sorting my debts out can finally sleep a night. And if you have any problem or unsure about something they answer your question straight away when you contact them Reviewed on: 13th July 2023

Debt

5
Amazing charity.couldn’t of done it with out them Reviewed on: 13th July 2023

Very friendly and fantastically helpful.

5
Having found difficulty in managing my finances during the present time stepchange helped me ease the burden of everyday living. Reviewed on: 13th July 2023

Great help in supporting me with my debts

5
Stepchange were extremely understanding, non judgmental, and impartial in advising me on how to deal with my debts. They have helped remove a massive burden off my shoulders. Reviewed on: 13th July 2023

Stress and Anxiety busters.

5
I got into a fair bit debt while i was working but then lost my job owing to mental health problems, i was guided to Step change by a friend they gavev clear and conscise advice on a repayment plan and managed to get me 60 days breathing space with my debtors while the plan was put into motion im still paying the debts but i have an end date and as my title says im anxiety free , fantastic company. Reviewed on: 13th July 2023

Helpful, engaging and thoroughly professional

5
Step change look at the bigger picture, genuinely interested and helpful on the phone and will give sound advice. Reviewed on: 13th July 2023

Complete Satisfaction

5
When going online everything was easy to understand every step of the way. I scanned all relevant documents and StepChange consultant contacted me for a telephone appointment. After the appointment everything went fast and easy for my complete peace of mind and satisfaction. Reviewed on: 13th July 2023

Breath of fresh air

5
I struggled to get in contact with someone to help my finances due to being worried and I'm glad I did the jump! Every staff member I spoke with were friendly understanding and non judgemental. Everything was explained to me perfectly and simple. Quick and straightforward. I now have a weight off my shoulders and the whole process.. a breath of fresh air so I can now breathe clearly! Thank you so much. Reviewed on: 13th July 2023

Very helpful

5
Very helpful and supportive. Excellent service. Would and have recommended Reviewed on: 13th July 2023

Just so easy to understand

5
It’s a vulnerable situation for anyone. The help Step change give and the ongoing support makes a massive difference for people to get back on track and stay on it. Reviewed on: 13th July 2023