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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

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4.92

Based on 18,647 reviews, last reviewed 26th Jun 2026

188550% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Excellent Service

I don’t know where I would have been without Step Change. After my husband started having blackouts and was unable to work, we found ourselves not able to pay our debt. Step Change were amazing with their, knowledge, help and support. They continue to be the company we turn too for help and support in this economic crisis. Reviewed on: 8th July 2023

Helpful and friendly

Extremely helpful in a stressful time. Easy to talk to. A big weight off my shoulders Reviewed on: 8th July 2023

One in a million!

A charity that’s a life saver! I couldn’t have wished for a more helpful service with the most understanding and supportive staff. They talked me through every aspect of my debt management, showing me there was a way out and I wasn’t alone. There was no judgement at all, just understanding and positivity that they could help me through one of the most difficult times in my life. I felt so disheartened and sad as though my world had ended before I rang them, now I feel in control and can see a way out. It will take me a long time to be debt free but at least I’m one step closer now and managing my money effectively, knowing help and encouragement is at the end of a phone if I need it. Thank you so much…you really did save me. Reviewed on: 8th July 2023

Great experience and support

When my circumstances changed and I didn't know what to do step change talked me through the process and I quickly had my plan and I was repaying my creditors. I felt so much better, I mental health improved Reviewed on: 8th July 2023

Great customer service

I was impressed with how thorough Step change were and non judgmental. They managed to deal with my case really quickly, and my stress! Thanks Step Change! Reviewed on: 8th July 2023

No hows and whys just focused on getting you back on track

Great service I thought there was no we’re to turn when things got out of hand with loans and cards that were manageable until interest rates went up then I found struggling every month to make ends meet.. phoned up step change they guided me trough everything helped with my finances and worked out what I could afford to pay and contacted all debtors for me telling them I was in financial difficulties and that I were willing to pay what I owed but it would be less than requested and over a slightly longer time frame now it’s just one payment a month to step change a month and they distribute payments on my behalf great service strongly recommend now I’m back to my usual self. Thanks Strepchange. Reviewed on: 8th July 2023

it saved my sanity

i have lots of health things wrong with me and i got myself in a lot of debt.when i got in touch with step change,i filled a form in,and my acc was set up and running very quickly.it felt like a huge weight had lifted from my whole body. i have thought about the state i was in with my finances,and realised that my problem started with my parents.being 1 of 8 children,we were brought up with debts.it was just the way it was in that era.that was my teaching about debt and how to manage it.i dont blame my parents for my debts,that is down to me.i wonder how many more adults in debt,have thought about where the majority of things start while they were just kids.we learn from our parents.i think thats worth a study,maybe. step change defo changed my life.they are amazing.peace to all.x Reviewed on: 8th July 2023

There when I needed help

They deal with the embarrassment of debt with professionalism , empathy and a clear way forward. This company are amazing to work with and to help those in the darkest of places..... Reviewed on: 8th July 2023

Up hill start!

Recognising you have a debt problem is a massive thing! It was an uphill challenge to admit to myself I was failing! I contacted Step Change and immediately was made to feel at ease and made to feel I had failed! This is a wonderful organisation that I’m sure more people could be helped by if they knew about them! Reviewed on: 8th July 2023

The best support Company

The Step Change Debt Charity will help you and support you all the way through and give you the best advice for a better future. Reviewed on: 8th July 2023

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