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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18650 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Amazing company

Helped me out at a time I felt there was no way out. Forever grateful for what they have done for me Reviewed on: 7th July 2023

Life Saving Help

Struggling to make ends meet after my retirement, COVID, Gas and Electric charges etc, etc. I phone Step Change for advice. I was supported right from the start. Advice on which path to take made me feel so much better and the worry ebbed. I have had no issues whatsoever, that Step Change have not been able to listen to and help. Reviewed on: 7th July 2023

Take 1st Step, Change your life.

The staff here are truly amazing, Helped me get back on track after running up debts , very professional and always a call away if needed. I honestly cannot praise their service high enough. Life changing approach to dealing with debts. Reviewed on: 7th July 2023

Amazing

Step change have been absolutely amazing with helping me with a debt management plan really wish I had got in contact sooner. The thought of being judged was too embarrassing but they were extremely helpful and offered the best advice. For the first time in years I don't feel stressed about money worries. Reviewed on: 7th July 2023

Best Decision We Ever Made!!

The people at step change have been very helpful to us after my husband was laid off work and we were unable to make our payments, the information we received was very helpful and easy to fill in, they always ensure that you can afford the monthly repayments. Reviewed on: 7th July 2023

Should have done it sooner

I ended up in a bad way with money, I made a few bad choices and ended up being unable to pay some bills. It affected my family life and my mental health and there seemed to be no way out. A company I owed money to recommended stepchange and after I logged in and went through the process a debt management solution was put in place. I didn’t have to speak to anyone and did it all on line. Once complete I had enough money to live, pay my debt and I could see an end in sight where I could become debt free. Reviewed on: 7th July 2023

StepChange lead by example

StepChange helped me when I was at my lowest point even killing myself looked to be the best way out of debt. However StepChange changed all of that and together we faced my debts. Now I am paying off all of them monthly and my goal of being debt free will be 2029. StepChange are the best at what they do and they don't charge me a penny. Reviewed on: 7th July 2023

Grateful to them

Step Change were so polite and understanding to my circumstance. The process was quick and easy and it feels like a weight is lifted off my shoulders with the debt plan they helped put in place. I'm grateful to them. Reviewed on: 7th July 2023

SteoChange Debt Management

I got myself into a bit of a pickle with paying my credit cards off, so I contacted StepChange, who helped me every step of the way. They gave me loads of advice on how I can go about paying off my cards, and they saved me going bankrupt. I would recommend to family and friends. Reviewed on: 7th July 2023

Lifesavers

The fact that me and my daughter have seeked advice and support from step change they are amazing in how they make a difference to a person and the positive effect it leaves on the family to start living again. Reviewed on: 7th July 2023

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