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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18372 reviews)

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4.92

Based on 18,372 reviews, last reviewed 29th May 2026

175450% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I wouldn’t have known what to do without their help I wouldn’t have known what to do without their help Reviewed on: 29th May 2026

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18372)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

100% stress reduction

After contacting step change I was able to start sleeping at night again, instead of worrying where I was going to find money from, after my health issues stopped me working. I would recommend step change to everyone, it was fast & easy to sort out my finances & advisors we really understanding & helpful. Reviewed on: 29th July 2022

Life changing

Without them, I would left drowning in debt unable to survive and cope. Reviewed on: 29th July 2022

I can sleep again !

When i contacted StepChange I was worried about my debts. I couldn't sleep or function properly and worried constantly about the post arriving or a knock at the door. Thanks to StepChange, I can sleep at night again they pretty much sorted everything out for me and arranged an affordable payment plan with each of the companies I owed money to. I really can't believe how much help they gave me. I can't recommend them enough. Reviewed on: 29th July 2022

Life Saver

After being scammed out of my life savings and tricked into taking out further loans to finance the purchase of BitCoin, when I tried to cash in the BitCoin,it was not available. I now had no money and £52000 worth of debt. I contacted StepChange who brokered an affordable repayment plan with all my creditors .They have literally been lifesavers as I was in a VERY bad place at the time. THANK YOU StepChange!!! Reviewed on: 29th July 2022

A great Help

Since joining Stepchange and getting a DMP it has been so easy and stress free. Able to update my budget annually or when something big happens, it was the best decision I ever made. I've been a client for four years and will be clear within 5 more....I cannot thank them enough for their help and always friendly, and extremely knowledgeable staff :) Reviewed on: 29th July 2022

Understanding attitude

When I experiencd money problems they listened and helped me through a difficult time Reviewed on: 29th July 2022

Peace of mind

My husbands business had to close suddenly due to illness and leaving a large debt to repay. After many months of worry we contacted StepChange they got in touch with all our creditors and arranged a debt repayment plan all through this process they have given us advice and help we are now well on track to be debt free with only one bank refusing to stop charging interest. Reviewed on: 29th July 2022

Life Changing Organisation

A top class service with life changing results Reviewed on: 29th July 2022

Amazing customer service

Right from the start the customer service is amazing, the staff are very caring and friendly, I wouldn't hesitate to recommend stepchange. Reviewed on: 29th July 2022

Mind at peace.

So worried and didn't know where to turn, I spoke to stepchange and was taken through the whole process so professionally, no rush no pressure, in a better place now, thank you stepchange. Reviewed on: 29th July 2022

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