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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18638 reviews)

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4.92

Based on 18,638 reviews, last reviewed 19th Jun 2026

188250% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

whilst setting up my DMP Step Change couldnt have be... whilst setting up my DMP Step Change couldnt have been more helpful, and the advice given was clear and concise. I found filling in the budget form ve... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18638)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Very good at understanding our situation

Very good at understanding our situation Reviewed on: 27th May 2026

I cannot thank step change enough for their help and...

I cannot thank step change enough for their help and advice . So kind and understanding . I have worked all my life from 15 years of age and in my 60s my health deteriorated ending up unable to continue the job I loved . Worrying over how I was going to continue paying credit cards etc I was put into contacting step change , I have never looked back after the worry lifted and with their help I could now have peace of mind . Thank you step change for everything Reviewed on: 27th May 2026

Debt advice..

I found virtually every member of the Step Change Staff I spoke to most helpful with my queries Reviewed on: 27th May 2026

I don’t feel embarrassed at all talking to the colla...

I don’t feel embarrassed at all talking to the collages at Step Change.The hardest part was to take the first step in phoning.All the collages were friendly and very patient with me. Reviewed on: 27th May 2026

Relief!!

What a blessing was to find StepChange and what a relief it was when StepChange took care of our debts. Reviewed on: 27th May 2026

You really helped me out and gave great advice and h...

You really helped me out and gave great advice and help . Everyone has always been so friendly, helpful Reviewed on: 27th May 2026

Have been using for a while now.

Have been using for a while now. Customer service is mostly great and it was a great relief to begin with. Reviewed on: 27th May 2026

Help cost come down

They have helped me and my family through a difficult period when my wife lost her job during covid our cost spiraled and they supported me in bringing those costs down. Thank you Reviewed on: 27th May 2026

StepChange have been excellent helping me set up my...

StepChange have been excellent helping me set up my Debt Management Plan. They have been supportive and non-judgemental making a very stressful situation much easier to deal with. Would highly recommend them to anyone needing sound, reliable advice and help with debt problems. Reviewed on: 27th May 2026

The staff have been so appeoachable friendly knowled...

The staff have been so appeoachable friendly knowledgeable and competent. I was in a finacial mess until they interveaved and help me. Fingers crossed im on the right side now. Every staff member have been so kind Reviewed on: 27th May 2026

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