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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Lifesavers

I’ve gone through a very rough spot that had left me in a financial mess. StepChange made getting help easy and dignified. I feel I’m getting all aspects of my life back on track, thanks to them Reviewed on: 4th September 2021

Debt problems

They have been so helpful in sorting my debt problems, and arranging a debt management plan for me. They have also been very understanding when I have had to miss a monthly payment. An excellent charity which has helped get my life back on track Reviewed on: 4th September 2021

Saved our lives!

Such a helpful and reassuring company, saved us when we were drowning in debts. Such peace of mind, such understanding people at the other end of the phone. Definitely recommend. Reviewed on: 4th September 2021

Always there to help me

I rang stepchange as I got into debt and the person I spoke to was very understanding Reviewed on: 4th September 2021

helped me get back on track

after Covid hit and my hours got cut I was struggling to pay on time for a couple of months bills kept stacking up and payment holidays were not worth it as interest still accrued increasing the debt, called stepchange and they advised the best payment plan options helped me with my bills and tracking debts and made it all into one simple payment, very knowledgeable about he impact on credit score and what it meant going forward Reviewed on: 4th September 2021

Top class support

Now debt free, Couldn’t have made it without them, guided me all the way through my DMP. Reviewed on: 4th September 2021

Helpful kind and understanding

StepChange have been soo helpful to me over the last few years and have been always ready to give advice and have taken a huge weight off my shoulders Reviewed on: 4th September 2021

Helped me

I've been with StepChange for awhile and they've helped me get my debts back under control after being made redundant. Reviewed on: 4th September 2021

Take away my money worries

Step change have made a huge difference to my life, when I was receiving threatening letters and phone calls from creditors I was considering taking my own life, it was the only way I could see to get out of the mess my ex husband had left me in. Step change dealt with all the creditors, worked out a monthly budget I could afford and it felt like a huge weight had been lifted. I used to avoid the phone ringing and dread the post arriving but now I feel confident that one day this debt will have been paid. Reviewed on: 4th September 2021

Fantastic support

Fantastic support throughout. Excellent advise and always able to help Reviewed on: 4th September 2021

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