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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Outstanding

Amazing people. And organisation. Reviewed on: 4th September 2021

Pressure Relief!

Stepchange we’re able to help me by giving me information I didn’t know, to create a fair budget so I could maintain a decent standard of life whilst paying off my debt and to mediate between myself and the banks. Reviewed on: 4th September 2021

Extremely Helpful

Helped me to get a grip on a very bad situation. Now my creditors are being paid and we can now plan for the future. These guys are simply amazing! Reviewed on: 4th September 2021

Extremely helpful ongoing experience

From an indebtedness frightful situation that I found myself in, StepChange has overall helped me come to terms with where I was, and got me on a stable plan that is working for me very well in order to clear my debts timeously. Of course I must stick to my planned debt reduction as my side of the agreement in order to slowly but surely climb my ladder to reach debt freedom. Reviewed on: 4th September 2021

Helped Me

Had a problem but Stephanie solved it Reviewed on: 4th September 2021

Great service

Very helpful with any inquiries. Always listen to customer needs Reviewed on: 4th September 2021

Wonderful and life-changing help!

StepChange have quite simply been amazing. They were recommended by our mortgage provider, and I am so glad they did. I was beside myself with worry at the debts I had discovered, but every person I have spoken to during the last 18 months has been so helpful and sympathetic and I can't thank them enough or praise them highly enough. They devised a manageable solution for us, and we are making good progress, and I can see light at the end of the tunnel. StepChange are amazing and they absolutely deserve this award. Reviewed on: 4th September 2021

Brilliant

Made me sleep easier and always there to discuss problems. Reviewed on: 4th September 2021

Stressless

I can confirm that, since I started with stepchange, I have more control of my debts and less stress in day to day life Reviewed on: 4th September 2021

Professional to the end

I was rock bottom with spiralling debts and couldn’t see a way out. Stepchange stepped in and I’ve repaid more than £100k and my husband and I have just got a credit score of 999 each. Thankyou Stepchange Reviewed on: 4th September 2021

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