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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Step Change

Friendly helpful and always willing to listen and understand people's personal situations, without passing judgement. Reviewed on: 3rd September 2021

Life saver

Step change and the staff are always there to help and give advice when needed!. I could not recommend enough as it completely transformed my situation and allowed me to start breathing and living again Reviewed on: 3rd September 2021

They really helped me to get through a dark place.

All the way through I was treated as a human being, with no judgment from anyone. Just total understanding & assistance. Thank you step change Reviewed on: 3rd September 2021

A charity Organisation with your finances in mind

My experience have been brilliant, their understanding and compassion in the centre of your plan. Reviewed on: 3rd September 2021

Life changing

I was in a terrible mess with my finances and step change was recommended to me! They were amazing, supportive and knowledgeable- and now on the road to being debt free . Reviewed on: 3rd September 2021

Best decision ever!

Can't thank Stephange enough! Just made our last payment to them and now debt free. 8 yrs ago we were on the brink of loosing everything. Can't recommend Stephange enough. Reviewed on: 3rd September 2021

Gave me a lifeline and my life back.

Professional, non judgemental, efficient, knowledgeable. Just what was needed and such a relief. Reviewed on: 3rd September 2021

So helpful and friendly

Helped to get my debt under control Reviewed on: 3rd September 2021

Great

Very helpful in difficult times. Reviewed on: 3rd September 2021

Helpful literal life savers.

Left in debt after a divorce Step Change were a lifeline that I am forever greatful for. Helpful, clear with information and approachable, no question is silly. Good advice always given. Reviewed on: 3rd September 2021

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