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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Always there in times of need

5
It was such a relief to get the help I needed managing my creditors. I found it easy to deal with, without being judged at a really difficult time. Reviewed on: 28th July 2022

I have had a Debt Management Plan for many years and...

5
I have had a Debt Management Plan for many years and is now coming to an end. Ìt has been fantastic for me, it took away all the stress of wallowing in debt. It's free and the staff are so helpful. Reviewed on: 25th May 2025

Its such a relief to be able to break my debt all do...

5
Its such a relief to be able to break my debt all down to a managable rate thanks but im still getting letters from the banks jus ignore them is it Reviewed on: 25th May 2025

Debt Management.

5
I have been with Stepchange for a number of years now and when I first got in touch with them I was worried sick about not being able to cope with the debt I had. They helped me sort out my finances with the companies I owed money to and arranged a Debt Management Plan for me. They certainly made my life better and were not judgemental in the way they dealt with me. I would certainly recommend anyone who finds themselves with debt problems to get in touch. Professional, friendly staff are only a phone call away. Reviewed on: 25th May 2025

Just as I thought there was no help!!

5
Just as I thought there was no help for me… I was put in touch with Step change and they have helped me keep my head up high and sort out repayments with my debtors that are affordable for me. Reviewed on: 25th May 2025

I am able to breathe again!!!

5
Stepchange work fast and handle all the paperwork. Saved me peace of mind and I am able to breathe again! Reviewed on: 25th May 2025

I got myself into trouble with money when my husband...

5
I got myself into trouble with money when my husband died and the staff at StepChange were amazing. I felt completely overwhelmed and they told me it was their job to take that feeling away and they did. Their continued support and understanding has been constantly reassuring Reviewed on: 25th May 2025

Every time I have a problem I never had to wait in...

5
Every time I have a problem I never had to wait in a cue for very long to get my problem sorted Reviewed on: 25th May 2025

I have always experienced helpful, friendly people w...

5
I have always experienced helpful, friendly people who are willing to listen and support you. Reviewed on: 25th May 2025

Very easy to use online service and customer serrate...

5
Very easy to use online service and customer serrated very helpful and supportive Reviewed on: 25th May 2025

They took me from being overwhelmed to in control

5
They took me from being overwhelmed with debt to a place where I could manage my payments whilst still paying off my debt.I didn't want to just write it off. They have allowed me to do this. Reviewed on: 25th May 2025

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