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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Life saving and supportive

I was advised and supported towards managing my finance while clearing my debt with a peace of mind. This helped to regain my life back. Reviewed on: 24th August 2021

Fabulous service

They have changed my life and made it stress free Reviewed on: 23rd August 2021

Life saver

Step change, changed my life ,no more worries about debt as they took all that away from me and dealt with it ,this helped me manage my money better and put my finances in a much better place Reviewed on: 23rd August 2021

Step change really helped me

Step change help me to pay my debts by contacting my creditors on my behalf asking them to stop interest and reduce my payments to an amount I could afford so I could repay my debts and now they are almost repaid the future is definitely going to be debt free. I don’t know what I would of done without their help. Reviewed on: 21st August 2021

Lifesavers!!

One of the best decisions I ever made was to contact Stepchange to help with managing my debt as I was getting deeper in trouble and stress. It's been years since I started my plan and they continue to always be helpful and kind throughout my personally difficult journey (having debt and then ill health hits that makes it even more harrowing). I do feel that they have saved my life in a sense and I'll always be extremely grateful. Reviewed on: 21st August 2021

Helped me so much

They have been amazing i dont know what i would have done if i did not get the very kind and understanding people who helped me when i rang them up Reviewed on: 21st August 2021

Professional and undetstanding

Fantastic people professional, knowledgable , experienced and understanding. Reviewed on: 20th August 2021

Outstanding Service

Step Change “stepped” in and helped me at my lowest point. 27k I owed, I was just ignoring it and really struggling mentally. They sorted me out with a DMP and 3 years later I am now Debt FREE Reviewed on: 19th August 2021

Changed my life

Using step change completely changed my way of thinking with regards to money. It gor me our of the hole I had dug myself into over the years. Reviewed on: 17th August 2021

Life changing help

Amazing, non judgmental advice that continues. Reviewed on: 17th August 2021

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