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StepChange: Debt advice reviews

4.92
Based on 18,646 reviews, last reviewed 25th Jun 2026
188500% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Honest and Straight Forward

5
I have been helped by step change for 5 years. I understand debt now. With their help I’m currently debt free and building my credit score again. My family is immensely grateful. Reviewed on: 5th August 2021

Very good customer service

4
I always had a good customer service and the team is very professional Reviewed on: 5th August 2021

Great people

5
Saved my life, thank you Stepchange. Reviewed on: 5th August 2021

Genuinely life changing

5
Helped me when I had no idea where to turn. Non judgmental advice and a reassuring voice on the phone assisted me out of the debt i was in. I’ve recommended them to so many people I know and I can’t speak highly enough of them Reviewed on: 5th August 2021

Stepchange took the pressure of me immensely

4
I was so overwhelmed by my debts robbing Peter to pay Paul. I just couldn’t carry on. I cried phoning stepchange but straight away I was listened too, understood and not judged. I am paying off my debts now slowly but without the added pressure I felt before. It’s manageable now. Reviewed on: 5th August 2021

Stepchange changed my life.

5
I have been with Stepchange for several years and without them, I would have drowned in debt and become increasingly depressed with my out of control situation. Reviewed on: 5th August 2021

Amazing staff

5
Step change has the most wonderful patient people working for them with fab advice Reviewed on: 5th August 2021

Great experience

5
Step Change have made a real difference to our life. Since going on a debt management plan, we’ve really seen an improvement in our financial situation. They’re great with advice and help when you need it Reviewed on: 5th August 2021

Really helpful

5
Good experience . Excellent communication Reviewed on: 5th August 2021

Excellent People

5
Thanks so much for all of your help through my difficulties. You have taken such a big weight off my mind & I will be eternally grateful to you for your help & advice Reviewed on: 5th August 2021

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