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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Brilliant service

Great customer service & very helpful advice. Reviewed on: 31st July 2021

If I had known 10 years ago

I only found step change once I was hemorrhaging cash faster that it came in. I look back 10 years and wish I had found this helpful and friendly bunch of people at that time. I would be clear of my debt and the card companies would be thousands of pounds worse off. The support you get is calming and makes life possible to enjoy again. Thanks stepchange Reviewed on: 31st July 2021

Changed my life.

I was left in a lot of debt by an ex,and I was at my wits end until I found step change. Reviewed on: 31st July 2021

Life saviours

Step change helped me when at my most vulnerable and desperate times. At risk of loosing everything, they guided me in a way to pay something to all my creditors and manage my household budget so that we could afford bills, food and clothes. Much appreciated. Reviewed on: 31st July 2021

They are a great company

They have been wonderful and really helped me though a very difficult time. I am now on track and sorting myself out with a lot of help from them Reviewed on: 31st July 2021

Put my mind at rest when I contacted Step Change

I was always treated with care and respect from the first time I contacted Step Change. I have followed a Debt Management Plan and am near the end of it now. Thank you Step Change. Reviewed on: 31st July 2021

StepChange helped me a lot when I lost my partner

Its a difficult circumstance to go through - loosing one's life partner and then having to deal with all expences and debts on your own. StepChange helped me deal with my creditors and prioritise my payments, so at least I had a peace of mind on that front! Thank you :) Reviewed on: 31st July 2021

Kind , informative and non judgemental

Step change saved my bacon at a very difficult time when I thought I would literally sink not swim. Thank you Reviewed on: 31st July 2021

I've received very good advice x information.

Would recommend to any body in financial differculty. Reviewed on: 31st July 2021

The right help at the right time

My business and personal debts got out of hand when I had an accident and the banks ran up my charges and I had to stop paying my loans and cards for the first time in 30 years . I felt unable to cope and and you gave me the ability to have the dignity to keep going and reassess my abilities to pay and be able to negotiate my future ! Thank you Reviewed on: 31st July 2021

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