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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Great Service

Great Service, over the phone. Explained thoroughly my options. Reviewed on: 25th July 2021

Life saver

If I hadn't had Step Change recommended to me by The CAB. I doubt very much whether I would be alive today. They were so easy to talk to and have been perfect ever since they came up with my life saving debt package. Thanks Step Change are my saviours Reviewed on: 25th July 2021

Do not judge.

Step change for us has been a life saver, they are helpful, understanding, always polite and don't judge you. I cannot thank them enough for the help they have given us. Reviewed on: 25th July 2021

Wish I had heard of them earlier

Fantastic service. I was struggling with debts and this charity helped me so much. I can't thank them enough. They really are the best Reviewed on: 25th July 2021

Excellent customer service

I would not have had the courage to sort out my debts with my creditors if it wasn't for Stepchange. They have helped me turn my life around and I know that they are there if I need help and support. Reviewed on: 25th July 2021

Brilliant service

They are knowledgeable, understanding, compassionate..a good company to get help from Reviewed on: 25th July 2021

Saved my life!

I cannot express how much Stepchange have helped me. After months of worry, anxiety and stress, they helped me manage my finances and gain control of my life, I am paying my debts and do not feel the need or want credit. And whenever I have any concerns or worries, they're always there to help. I cannot thank them enough! Reviewed on: 25th July 2021

Excellent company

Excellent company helped me so much whem I was at lowest point so easy to talk to and they don't judge Reviewed on: 25th July 2021

A Helping Hand

with StepChange advising and helping the peace of mind that comes with this assistance is priceless to your state of mind, family and relationships. Can't thank them enough Reviewed on: 25th July 2021

Helping our family survive crippling credit card debts

If it wasn’t for Stepchange, I don’t know where my family and I would be right now. It doesn’t bear thinking about. Previously I had allowed the banks to automatically raise my credit limit, unchallenged, until I was caught in a never ending downward spiral of debt. The banks knew what they were doing, while I wasn’t cute enough to carefully manage what they had given me. Stepchange have proved to me for 6 years now, managing my debt and budgeting, that there is nobody better to turn to when you can no longer cope with the burden of your debts. Stepchange are angels, nothing less. I am a long way from clearing my debts but because of them I know how to budget, how to pay off debts and, more importantly, how to get by in the face of financial adversity. Thank you. Reviewed on: 25th July 2021

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