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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Easy to do

Easy to deal with, easy to set up a plan. No worrying just one easy payment each month Reviewed on: 23rd May 2025

My life has changed for the better since working wit...

My life has changed for the better since working with StepChange. I cannot explain how much weight has been lifted from my shoulders. I have a clear manageable plan. I am finally gaining some control back and would not hesitate to recommend Stepchange. A massive thank you. You did literally save my life when I was in a very dark place. Reviewed on: 24th May 2025

Highly recommend

Best thing we ever done. Went from not knowing where to turn to feeling in control. Took a long time to pay back our debt but we did it and I’m proud of that. Fantastic team who helped us from the first call until our final payment. My only regret is that we didn’t do it sooner Reviewed on: 24th May 2025

Best debt management plan ever. Friendly and caring.

Friendly and caring. Nothing is to much trouble and the stress they lift from you is fab. Absolutely brilliant Reviewed on: 24th May 2025

They were very helpful to help me to achieve my goal...

They were very helpful to help me to achieve my goal to be debt free, not judgemental, just to the point, you are already stressed about your debts but they make you feel at easy Reviewed on: 24th May 2025

GOOD EMERGENCY SERVICE

Step change help me when I was in dire straights following my redundancy they have helped me to get back on top of things which have improved my mental health Reviewed on: 24th May 2025

Took the wait off my shoulders .

Took the wait off my shoulders .Could live my life again Reviewed on: 24th May 2025

Stepchange help a lot to find a way out of Credit ca...

Stepchange help a lot to find a way out of Credit card dept. Reviewed on: 24th May 2025

I went from feeling stressed and at my wits end to b...

I went from feeling stressed and at my wits end to being so relaxed it's unbelievable. All the crap letters and phone calls stopped except for capital one who winge every month just cause they feel they can but to be fair I know not to worry about it as I know they've agreed to a payment plan. So let them winge. Reviewed on: 24th May 2025

Angels on the Phone, they listen and are sympathetic...

Angels on the Phone, they listen and are sympathetic, and then they help, and through this help, you are able to sleep at night, and live life without worry. Reviewed on: 24th May 2025

Took away the fear and anxiety.

From the first call the lady was understanding, hugely supportive and took away the fear and anxiety. Reviewed on: 24th May 2025

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