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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Have helped me through a tough financial crisis

Step change has helped me to come to terms with my financial hardship. I am very grateful for their help and would recommend if you are in a situation and you can't see the wood for the trees, you contact Step change and they take you through things step by step. Reviewed on: 8th July 2020

Fantastic Service on All Fronts

I have found StepChange a fantastic service to use, and would highly recommend them to anyone in need. From setting up my DMP to enquires during difficult times, they have been very easy to use and communicate with Reviewed on: 8th July 2020

Amazing!

Step change has changed our lives, we can finally sleep at night knowing we have support with no judgement Reviewed on: 8th July 2020

Turn your life around

I have been with stepchange for 7 years Now and have 1 more year to pay of my debts. When I first heard of stepchange in 2013 I was dubious as you hear about these companies who say they can write of your debt, but stepchange were not like this, they helped me get my mounting Debts under control and were very helpful and understanding. They literally helped me turn my life around with their help,. my debts are now under control and can’t wait to be debt free. Reviewed on: 8th July 2020

In partnership with minimal effort, now debt free!

Once Step Change embarked on the commitment to ascertain my debt free status, I was left with the thought of achieving this with minimal effort but in partnership. Reviews are there for the unexpected financial issues that may occur and this really helps in keeping you sane, as you witness the reduction and your final payment to be debt free. Thank You. Reviewed on: 8th July 2020

Life changing

Utter professionalism with a great human touch. I wouldn’t be lying if I said they saved my life. Although not in constant contact, I feel I have support when ever needed. Reviewed on: 8th July 2020

Excellent

We were in a very dark place and they helped us see the light at the end of the tunnel . Now we are nearly debt free . Thank you Reviewed on: 8th July 2020

Peice of mind.

Since I've been with StepChange I feel protected from the wolves Reviewed on: 8th July 2020

Friendly and so helpful

Made the process so easy to discuss without judgement. Felt I could take a breathe and focus on my future. Reviewed on: 8th July 2020

Step change helps

Helping me get piece of mind and let me sleep Reviewed on: 8th July 2020

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