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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Management

5
Very helpful and supportive. Took care of my needs Reviewed on: 29th May 2025

Always there for me and never judge me.

5
Always there for me and never judge me. Helped me so much over the years Reviewed on: 24th May 2025

I was scared, overwhelmed and had no idea where to t...

5
I was scared, overwhelmed and had no idea where to turn with the situation I was in. I called and there was no judgment, they were so patient explaining my options and the impact it would have on my credit score etc. I felt listened to and was just so grateful. Every time I call to speak to someone they’re kind, patient and so friendly. I have now finished my DMP and they congratulated me and it was just lovely. The whole experience took so much weight off my shoulders. Reviewed on: 24th May 2025

Very helpful in helping you sort though your financ...

5
Very helpful in helping you sort through your financial problems.Helped me workout a payment plan which enabled me to stop worrying ans sleep at night. Would highly recommend there service. Reviewed on: 24th May 2025

Relieved my stress

5
Great friendly advisors, i was really worried and ashamed of the mess I got myself into. They made it so easy and stress free Reviewed on: 24th May 2025

Great staff, always helpful, never judgemental.

5
Great staff, always helpful, never judgemental... Got me back on track in no time. Reviewed on: 24th May 2025

Without them I would never of got out of debt...

5
Without them I would never of got out of debt Reviewed on: 24th May 2025

StepChange , helpful, affordable debt management.

5
StepChange have helped me by providing a manageable affordable plan to clear my debt, allowing me to live comfortably on my remaining income,they are always on hand to provide help should circumstances change. Reviewed on: 24th May 2025

I regret not contacting Stepchange sooner.

5
I regret not contacting Stepchange sooner. I couldn't believe how easy it was to talk to the agent. They put me at ease from the beginning to the end of my telephone call. It took all my worries away, I felt like a different person. Reviewed on: 24th May 2025

Best ever

5
Best ever got sorted straight awa Reviewed on: 24th May 2025

Let stepchange change your life.

5
I was completely overwhelmed, felt like there was no way out, then someone recommended Stepchange. They completely changed my life. I have since recommended them to a family friend. Though there are lots of questions to answer and it seems a lot to do it is well worth the effort for the peace of mind. Don't let shame stop you contacting them, they do not judge and you realise you are not alone. Reviewed on: 24th May 2025

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