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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.917699215258763937 (18641 reviews)

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4.92

Based on 18,640 reviews, last reviewed 21st Jun 2026

376800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18641)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They take the stress away from doing it yourself.

They take the stress away from doing it yourself. Reviewed on: 27th May 2026

Good staff, listen without judgement and offer soun...

Good staff, listen without judgement and offer sound advice Reviewed on: 27th May 2026

Great company to ease your debt

Felt relaxed during the call and no one judged me was easy to set up over the phone took a lot of stress out my life Reviewed on: 27th May 2026

Step change is a wonderful service ,probably the mos...

Step change is a wonderful service ,probably the most helpful debt support service in the uk. They were helping and reassuring at a very difficult time in my life. They explained everything to me and left me feeling in control of my life again . Reviewed on: 27th May 2026

Excellent service - no embarrassment

Excellent service and they do not make you feel ashamed Reviewed on: 27th May 2026

Exceptional Service

StepChange allowed me to get back to a debt-free position from what originally appeared to be a hopeless situation. They were always supportive and ultra-professional throughout. Exceptional service. Reviewed on: 27th May 2026

Just helped me so much at a very distressing time.

Just helped me so much at a very distressing time. Thank you . Reviewed on: 27th May 2026

Brilliant services,

Brilliant services, I can sleep at night now knowing my debts are under control Reviewed on: 27th May 2026

customer service is an absolute nightmare

It’s good, however their customer service is an absolute joke. You need to stay on the phone for hours just to get through to speak with someone. I was yelled at by their employees because they couldn’t understand my problem. Tried contacting them through emails, and apparently they aren’t trained to provide advice through writing. I will change to other services. Reviewed on: 27th May 2026

The service was very easy to use.

The service was very easy to use. They made it hassle snd stress free. If you are thinking about using their services, you should get in touch - the sooner the better. Reviewed on: 27th May 2026

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