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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Good advice but not always easy to contact

4
Step Change are very knowledgeable about debt and what things are available to deal with it. They're not always very easy to contact by telephone, no doubt because their service is in high demand, which makes it difficult because I'm working and can't make long calls/be on hold for long periods during the week. I find it does take quite a while for them to respond to email contact. Reviewed on: 27th May 2026

I was in a lot of debt and saw no way out.

5
I was in a lot of debt and saw no way out. Then I found stepchange and they helped me to get my debt under control now I’m almost completely debt free and still able to do all the things I want to do and I could have done that without the amazing help and support from stepchange. Reviewed on: 27th May 2026

I was so stressed about debt and was anxious about g...

5
I was so stressed about debt and was anxious about getting in touch but was surprised how supportive and none judgmental they were I’m so glad that I rang I don’t know where I’d be now without them Reviewed on: 27th May 2026

great help

5
always there to talk to, stops you worring about things and takes the pressure off yourself Reviewed on: 27th May 2026

Good all round customer service whenever required

5
Good all round customer service whenever required Reviewed on: 27th May 2026

Rachel 1094

5
So helpful when I thought everything was lost Reviewed on: 27th May 2026

brilliant advice

5
They call you and they give brilliant advice and they help you as they say they do Reviewed on: 27th May 2026

Caring StepChange advisors

5
All of the people from StepChange are very caring. They make you feel at ease. I was very upset and embarrassed with my financial situation but the staff put my mind at rest and helped me sort out a payment plan. Reviewed on: 27th May 2026

Helpful and always ready to listen and it’s a great...

5
Helpful and always ready to listen and it’s a great weight lifted now it’s sorted Reviewed on: 27th May 2026

Do it today

5
I’ve been with StepChange for 5 years or so now. I don’t know how I would have managed without their support and regret not getting in touch with them earlier. Reviewed on: 27th May 2026