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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Extremely helpful.

Extremely helpful. Good advice, easy to access. Reviewed on: 27th May 2026

Step charge really helpful when we were struggling f...

Step charge really helpful when we were struggling financially difficult time and they really helped to fill all the forms every time when we call for help straight away they answer the phone helped us all the time Reviewed on: 27th May 2026

Staff team where very helpful when I was in a mess w...

Staff team where very helpful when I was in a mess when I first signed up have felt supported throughout Reviewed on: 27th May 2026

Very helpful.

Very helpful. Made a traumatic situation manageable Reviewed on: 27th May 2026

EASY TO SET UP AND MANAGE.

EASY TO SET UP AND MANAGE. Takes the pressure off somewhat although unsure if after term is up how many creditors will assume debt repaid or will be looking for more Reviewed on: 27th May 2026

Fast response and keeps you from worrying

Fast response and keeps you from worrying Reviewed on: 27th May 2026

Payment plan

Helped sort out a payment plan and stopped all letters coming after I lost my job through ill health Reviewed on: 27th May 2026

It saved my life and I am almost debt free.

It saved my life and I am almost debt free. Fantastic service got me and my family out of trouble. Will be for everyone grateful. Thank you. Reviewed on: 27th May 2026

Made whole process easier to deal with, without maki...

Made whole process easier to deal with, without making me feel worse than I already did! Reviewed on: 27th May 2026

Helpful.

Helpful. knowledgeable and quick to get things sorted Reviewed on: 27th May 2026

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