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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Quick to sign you up to a plan but slow afterwards w...

Quick to sign you up to a plan but slow afterwards when any issues arise Reviewed on: 23rd May 2025

Overall a great service from Step Change.

I did have a big problem earlier in the process with step change because they initially sent me down the wrong debt management route. This was later corrected by another employee, and this time things went smoothly. Despite this problem, the staff at step change were friendly, understanding and very easy to deal with. It was a great relief to find a solution to my debt problems, and get started to repay them. Reviewed on: 23rd May 2025

It toke me over 4 years but i couldn’t be debt free...

It toke me over 4 years but i couldn’t be debt free without StepChange help. Reviewed on: 23rd May 2025

Excellent organisation

I have had no issues as I have always managed to get support and advice when needed Reviewed on: 23rd May 2025

Enabled us to reduce outgoings making life less hassle

Enabled us to reduce outgoings making life less hassle Reviewed on: 23rd May 2025

They are very understanding and very professional

They are very understanding and very professional Reviewed on: 23rd May 2025

From the first phone call they were brilliant.

From the first phone call they were brilliant. They made me feel at ease and stopped me panicking. Once my DMP was worked out and accepted I felt a weight of my mind. Reviewed on: 23rd May 2025

Great experience , with step change very helpful.

Great experience , with step change very helpful. Reviewed on: 23rd May 2025

Life changing, took away a huge burden, helped me ra...

Life changing, took away a huge burden, helped me raise a young family without the constant worry of debt Reviewed on: 23rd May 2025

Don’t hesitate to ask for help.

To ring Stepchange and have to speak about my debt was so terrifying. I quickly realised that there was no need to be afraid… they were there to help me. Stepchange handled my debtors efficiently and effectively. I have nothing but praise for them. Reviewed on: 23rd May 2025

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