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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Excellent organisation

5
I have had no issues as I have always managed to get support and advice when needed Reviewed on: 23rd May 2025

Enabled us to reduce outgoings making life less hassle

5
Enabled us to reduce outgoings making life less hassle Reviewed on: 23rd May 2025

They are very understanding and very professional

5
They are very understanding and very professional Reviewed on: 23rd May 2025

From the first phone call they were brilliant.

5
From the first phone call they were brilliant. They made me feel at ease and stopped me panicking. Once my DMP was worked out and accepted I felt a weight of my mind. Reviewed on: 23rd May 2025

Great experience , with step change very helpful.

5
Great experience , with step change very helpful. Reviewed on: 23rd May 2025

Life changing, took away a huge burden, helped me ra...

5
Life changing, took away a huge burden, helped me raise a young family without the constant worry of debt Reviewed on: 23rd May 2025

Don’t hesitate to ask for help.

5
To ring Stepchange and have to speak about my debt was so terrifying. I quickly realised that there was no need to be afraid… they were there to help me. Stepchange handled my debtors efficiently and effectively. I have nothing but praise for them. Reviewed on: 23rd May 2025

I would highly recommended Stepchange.

5
Initial review in Year One I didn't get much information about budgeting. But I was extremely grateful fir the service provided. At the end of my first year I had help from an amazing customer service representative, who explained a lot more and saved me a lot of money on my monthly payments. If anyone is going through financial difficulties and is eligible, I would highly recommended Stepchange. Reviewed on: 23rd May 2025

Step change , changed my life.

5
Step change , changed my life. The support I have received over the years to manage my debts has been exceptional. The non judgmental kind and friendly staff have always made me feel there is a solution but allowing me the autonomy to make choices. My health improved once I took the decision to take the opportunity to seek help. I can see the end of the tunnel!! Reviewed on: 23rd May 2025

They really helped and always at the end of the phon...

5
They really helped and always at the end of the phone making things less complicated Reviewed on: 23rd May 2025

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