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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Step change totally changed my life they offer free...

Step change totally changed my life they offer free advice and is run by a charity. Reviewed on: 23rd May 2025

Im out of debtebtthey wanted more than I could affor...

Some of the time they wanted more than I could afford based on your budget eg for a while I was paying £200 gas and electric and 100 water rates which they refused to accept why it was so hard to believe i don't know Reviewed on: 23rd May 2025

Debt Management Plan

I have received support from Step Change for a number of years now. From the first time I contacted them and each subsequent contact they have supported me in a non judgemental, understanding and practical way. This has allowed me to manage my finances practically and responsibly. Reviewed on: 23rd May 2025

Amazingly helpful

Amazingly kind customer service staff, never judgemental, helped me get back on track - something I didn’t think possible after a significant life change Reviewed on: 23rd May 2025

Step change saved me from a nightmare and I will alw...

Step change saved me from a nightmare and I will always be grateful Reviewed on: 23rd May 2025

Would recommend without hesitation

I found the staff I spoke to be well informed and very helpful.The service was excellent and I was able to get my finances back on track. Reviewed on: 23rd May 2025

Really easy, calm and stress free.

Really easy, calm and stress free. Took a weight off my mind dealing with it all and made me feel supported and like it was all in hand. Reviewed on: 23rd May 2025

Number one choice for debt management

Was a bit apprehensive at first, couldn’t be more wrong. Put you at ease from the get go and made the whole process simple. Took a massive weight off my shoulders knowing that my debts were manageable and being paid without the fear of receiving any more letters from my creditors. Thank you Reviewed on: 23rd May 2025

Just knowing that some one is there to fight your co...

Just knowing that some one is there to fight your corner is a huge relief Reviewed on: 23rd May 2025

I was burying my head in the sand!

I was burying my head in the sand and being overwhelmed with debt. I filled in the online application and within a week I had a payment plan set up and all creditors stopped contacting me. Reviewed on: 23rd May 2025

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