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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Debt Free

I am now completely debt free thanks to StepChange, which is such a relief as I am 80 years old. Reviewed on: 23rd May 2025

Always there when you need help or advice

Always there when you need help or advice Reviewed on: 23rd May 2025

my experienced i did happy with the service.

my experienced i did happy with the service. I thing most of the stuff are so helpful and consederate of my circumtances.And friendly to talk to and soft spoken.And i was tearful during the coversaton that they reallly giving you advice right from their heart and made you feel safe. Reviewed on: 23rd May 2025

An excellent company helping customers to spread the...

An excellent company helping customers to spread their debt with affordable payments. With the clients becoming debt free much quicker . Reviewed on: 23rd May 2025

Life changing support

Stepchange Charity has helped to turn my life around. I had and still have significant debt however I have, with the help of the charity arranged a repayment plan that I can afford. Reviewed on: 23rd May 2025

I had a restructure at my employment, which saw me g...

I had a restructure at my employment, which saw me go from £24,000 a year to £10,000. I was paying a lot a month for my debt £750 a month . I sank into a deep depression. After a while I found Stepchange who were awesome. They took note of the debts and took a detailed income and expenditure They told me how much I could afford comfortably, whilst still able to afford to live. They saved my life, my marriage and my home! Reviewed on: 23rd May 2025

It was so easy to complete the application.

It was so easy to complete the application. It was such a relief to be back in control of my finances Reviewed on: 23rd May 2025

Best decision.

Advisers were very pleasant and helpful. They really helped to make everything manageable and get on top of things. Have recommended to lots of people since as the assistance was invaluable. Reviewed on: 23rd May 2025

Professional and empathetic of your position.

Professional and empathetic of your position. Always ready to listen, especially a valued trait in times of stress Reviewed on: 23rd May 2025

They were compassionate, very helpful and supportive...

They were compassionate, very helpful and supportive in all ways. Vasrious options were presented so that one could make an informed choice and selcetthe one lost approriate for one's need. Reviewed on: 23rd May 2025

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