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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Very helpful gave me peace of mind

5
Very helpful gave me peace of mind Reviewed on: 23rd May 2025

I was in debts and i was worried every day .

5
I was in debts and i was worried every day .i stayed in abusive relationship because of that but when my bank advised to contact Stepchange i was not sure if they help people like me but the call i made change my life ,they have helped to manage to pay my debts .now i am independent and enjoy time out with my granddaughter.Stepchange is great and people are nice and patient on phone Reviewed on: 23rd May 2025

Allways there to help and extremely efficient which...

5
Allways there to help and extremely efficient which these days is quite unusual. Reviewed on: 23rd May 2025

Commication

4
Mostly good experience but StepChane are not very good at answering emails Reviewed on: 23rd May 2025

Cannot recommend highly enough!

5
I worked with Stepchange to help my friend sort out his debts. They were excellent throughout. Patient, kind and always willing to assist. Cannot recommend highly enough! Reviewed on: 23rd May 2025

It’s a hard thing money management but they were pat...

5
It’s a hard thing money management but they were patient and helpful Reviewed on: 23rd May 2025

Very friendly and understanding with a professional...

5
Very friendly and understanding with a professional manner Reviewed on: 23rd May 2025

Lovely easy to deal with knowledgeable people.

5
Lovely easy to deal with knowledgeable people. Reviewed on: 23rd May 2025

They are here to help

5
I was going through a bad time i was getting into a mess with my debts and didn't know what to do, then I heard about step change, it took a lot of courage to ring them as I felt ashamed but I'm so glad I did I honestly wouldn't have known what to do without them, I could have lost my house, I was beside myself did I buy food or pay my debts but they were and are a fantastic service and they saved my life, the amount of pressure that was lifted was unbelievable I felt I had some control back, they never judged me never made me feel ashamed and was empathic to the situation I was in Reviewed on: 23rd May 2025

Great help!

4
Unexpected financial problems were causing problems. Stepchange was recommended and has/is helping well! Reviewed on: 23rd May 2025

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