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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Made it out the other side

Getting the piece of mind that things were no longer spiralling out of control and Step Change having the knowledge and know how on dealing with the many differing and various companies involved in the debt was a huge relief of pressure. Reviewed on: 23rd May 2025

Brilliant very happy with service

Brilliant very happy with service Reviewed on: 23rd May 2025

Always helpful and polite.

Always helpful and polite.stop telling people to write more Reviewed on: 23rd May 2025

Helped when when things got difficult

Helped when when things got difficult Reviewed on: 23rd May 2025

Always helpful non judgmental .

Always helpful non judgmental . Helped me to feel in control of my life again , no more sleepless nights and worrying if I have enough at the cash point for what I need , helped me budget Reviewed on: 23rd May 2025

Was very worried and very upset,

Was very worried and very upset, that I could not repay my debts, Spoke to Step Change and was put at ease straight away, Reviewed on: 23rd May 2025

Life Changing

Very friendly and understanding, changed my life so much not worrying about debt. Reviewed on: 23rd May 2025

Their help was invaluable at a very difficult time.

Their help was invaluable at a very difficult time. Always a friendly, non judgmental person at the end of a phone Reviewed on: 23rd May 2025

StepChange Made A Real Difference!!

Really helpful, no judgement. Processes were all really simple to understand. Online platform was simple to use and get a quick overview of where you are. I would recommend StepChange to anyone who wants to get a better understanding of their money worries and get the help they need. Finally debt-free thanks to them. Reviewed on: 23rd May 2025

StepChange gave me structure, safety, and a way forw...

StepChange gave me structure, safety, and a way forward. From chaos to control, they helped me rebuild — one month at a time. Life-changing support. Reviewed on: 23rd May 2025

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