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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

StepChange have relieved the stress of deb collectors.

StepChange have relieved the stress of debt collectors and got me on a payment plan that is controlling my finance better and helping to reduce my debts, they offer a very good service and I’m pleased I contacted them for help with my situation. Reviewed on: 8th May 2026

Have been with stepchange for few years now and they...

Have been with stepchange for few years now and they have been. very helpful. Reviewed on: 8th May 2026

Stepchange. Life savers for me.

I turned to Stepchange 3-4 years ago when I was at my wits end with escalating interest on my outstanding debt. I had serious health issues, mobility and mentally. I was in a deep depression, knowing there was no way out, and I started having really bad thoughts. I was introduced to Stepchange and given a genuine lifeline, where they assured me "Not to worry, things will be fine" and sure enough I pay a small amount each month and started to believe I could get through this. I still worry but nothing like I had done in the past. I still have a marriage and a life, which is down to Stepchange. My advice is don't be alone in debt and seek help. Reviewed on: 8th May 2026

Discovering Stepchange was life-changing.

Discovering Stepchange was life-changing. Lost earnings during lockdown meant I couldn't keep up with credit card payments and then interest piled on making it completely unmanageable. Step change gave me advice, got all interest frozen and helped me set up an affordable repayment plan. I can't recommend highly enough. Reviewed on: 8th May 2026

No worries

I have been with stepchange for a while they are very reliable I feel less worried when I speak to them Reviewed on: 8th May 2026

The service is awesome, at a time of being down it h...

The service is awesome, at a time of being down it helped so much. Reviewed on: 8th May 2026

Don’t worry about debt !!

I went to step change with a lot of debt now after 7 years my debt is under control Reviewed on: 8th May 2026

Would recommend 100%!

Would recommend 100%! Staff are always really sensitive and helpful with such a tough life situation! Reviewed on: 8th May 2026

I now pay 1 amount lper month haven't got the worri...

I now pay 1 amount lper month haven't got the worries that. I had step change have been brilliant Reviewed on: 8th May 2026

StepChange changed our lives.

StepChange changed our lives, it took away all the pressure of our debt and helped us to a better life. They helped us so much and came up with a solution to pay off our debts. Reviewed on: 8th May 2026

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