Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Thank you

5
Thank you. Very helpful and helped reducing stress Reviewed on: 7th May 2026

I could not survive dealing with my creditors both f...

5
I could not survive dealing with my creditors both financially and mentally. Their professional approach and making an affordable arrangement is what one need when pressure excel. Moreover, since Stepchange plays a vital role to be fair to both parties, it create a trust between creditors and debtors. I highly recommend the service to all who are looking to gradually pay their debts in a timely manner. Reviewed on: 7th May 2026

Since I have been with StepChange the advisors are v...

5
Since I have been with StepChange the advisors are very friendly, helpful, professional and well mannered they they understands how to deal with queries and to give the best advice of help to the customer. Reviewed on: 7th May 2026

Excellent Service

5
Excellent advice given and very helpful Always very knowledgable Reviewed on: 7th May 2026

Excellent advise and courteous service.

5
Excellent advise and courteous service. Reviewed on: 7th May 2026

After being over 20k in debt a quick 45 minute call...

5
After being over 20k in debt a quick 45 minute call to step change they where so kind and understanding not once did they judge me for being so much in debt,after taken a few details they give me a affordable debt management plan and now after a 5 year plan I am nearly debt free ,I cannot thank stepchange enough,what a excellent service,so if your struggling with debt please pick up the phone and call them you will not regret it Reviewed on: 7th May 2026

Fantastic!!

5
They have lofted a massive weight from around my neck im so grateful and have control back in my finances Reviewed on: 7th May 2026

Not neurodivergent friendly and poor communication w...

2
Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026

A Fantastic Service

5
I have nothing but praise for Stepchange The staff I have dealt with are so knowledgeable and understanding and so patient any worried no matter how small or massive they seem to know the solutions straight away I wouldn’t hesitate to recommend them Reviewed on: 7th May 2026

Excellent service for peace of mind

5
All agents are very understanding, and are go above and beyond to help you Reviewed on: 7th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products