Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Stepchange took away my sleeplghts ..

5
Stepchange took away my sleepless nights and work be helping take control of my debts and now my finances are manageable, I would definitely recommend these guys for debt help 100% Reviewed on: 7th May 2026

Incredible service

5
From not knowing what to do and how to pay my debts, Stepchange took control and guided me through each step. They dealt with all the companies I had debts with and consolidated it into a single payment I could afford. They stopped interest charges and are always available for me when I need help. They made me feel that finally I was in control again and confident that I will be able to clear the debt. I don't know what I would have done without them. I cannot praise them enough. Reviewed on: 7th May 2026

Calm and sorted

5
Was a mess but after call was all sorted Reviewed on: 7th May 2026

Step change helped me to sort out my finances .

5
Step change helped me to sort out my finances . It gave me time to get things into order . It took off all the pressure Reviewed on: 7th May 2026

Life changing

5
StepChange genuinely changed my life, giving me a way out of a spiralling cycle of debt and associated stress and depression. Reviewed on: 7th May 2026

Patient and understanding

5
I was put at ease from the first phone call. They went through everything with me in a way I could understand with patience and understanding. Reviewed on: 7th May 2026

Stepchange has made a huge difference to my life.

5
Stepchange has made a huge difference to my life. I couldn’t see a way out of my monetary problem and everything was so dark. I was referred to StepChange and they showed me the light at the end of a long tunnel. There is now only 3 months left on my payment plan thanks to StepChange. Reviewed on: 7th May 2026

Supportive, friendly and non judgemental

5
I found myself with debts (one particularly large) after separation and StepChange supported me to pay off my creditors with sensible advice and without judgement. The people I’ve spoken to have always been friendly and understanding during tough times. Reviewed on: 7th May 2026

I had several lender chasing me for money during my...

5
I had several lender chasing me for money during my health crisis, stepchange help me sort out a monthly payment, provided useful information and helped me get back on track which helped my mental health recover. Reviewed on: 7th May 2026

Great help less stress

5
They have been a great helping me manage my debts and reduce my stress massively Reviewed on: 7th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products